Compare · 4 funds side by side · dividends reinvested

HAPI, IWB, VO and VUG

HAPIHarbor×IWBiShares×VOVanguard×VUGVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,459IWB · best of the four

02 / 04

HAPI, IWB, VO and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.34%+14.7%+15.3%+20.7%+7.4%−8.2%12.4%$103B1.9

iShares Russell 1000 ETFUS Stock Styles · Large cap0.15%0.91%+13.0%+13.2%+23.9%+11.8%−8.9%12.9%$48.5B2.4

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$503M2.4

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.40%+6.3%+3.4%+25.4%+11.4%−16.1%18.2%$233B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: HAPI 2022 · IWB 2000 · VO 2004 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Mid-Cap ETF · $103B$14,290

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

$10,000 five years ago, dividends reinvested · they hold 13.7% in common

VOMeasureHAPI

+14.7%Year to dateJan 1 → Nov 4+12.3%

+15.3%1 yearTotal return+13.6%

+20.7%3 years · per year$10,000 became $17,578 · $19,002+23.9%

+7.4%5 years · per year$10,000 became $14,290 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

1.34%Trailing 12-mo yield$134 · $77 a year on $10k0.77%

−8.2%Worst dropSmaller is better−8.1%

12.4%VolatilityLower is calmer12.2%

VOHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3VO wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VO vs HAPI: Top 5 Holdings

Today

5.3%in top 5

HAPI

in top 527.0%

VOStockHAPI

not top 5MSFT5.9%

not top 5AAPL5.9%

not top 5AMZN5.7%

not top 5NVDA5.1%

not top 5META4.4%

1.1%NETnot top 5

1.1%VLOnot top 5

1.1%MPCnot top 5

1.0%PSXnot top 5

1.0%PWRnot top 5

Held in common13.7%

End-of-day Nov 4, 2026 · share of each fund

VO vs HAPI Returns, Every Period

VanguardVO

+15.3%

past year

HAPIHarbor

+13.6%

past year

VOHAPIFaded: behind in that period

2–1VO wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

VO vs IWB

YTD

VanguardVO

+14.7%

IWBiShares

+13.0%

+14.7%Year to date+13.0%

−8.2%Worst drop · 1Y−8.9%

12.4%Volatility · 1Y12.9%

1.3%Yield0.9%

$103BAssets$48.5B

4–0VO wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, IWB, VO, VUG

Today

0.03%lowest, VO

FundExpense ratioFee$10k

VO0.03%$3

VUG0.03%$3

IWB0.15%$15

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: HAPI, IWB, VO, VUG

1.34%highest, VO

FundTrailing yieldYield$10k

VO1.34%$134

IWB0.91%$91

HAPI0.77%$77

VUG0.40%$40

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$131most kept, VO

VO$134 − $3 = $131

IWB$91 − $15 = $76

HAPI$77 − $35 = $42

VUG$40 − $3 = $37

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: HAPI, IWB, VO, VUG

Today

52.0%most shared, IWB and VUG

HAPIIWBVOVUG

HAPI—48.0%13.7%43.7%

IWB48.0%—16.0%52.0%

VO13.7%16.0%—10.2%

VUG43.7%52.0%10.2%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+15.3%VO, at 12.4% volatility

HAPIWorst drop−8.1%12.2% vol

VOWorst drop−8.2%12.4% vol

IWBWorst drop−8.9%12.9% vol

VUGWorst drop−16.1%18.2% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VOIWB

+14.7%Year to date+13.0%

1.3%Yield0.9%

+15.3%Past year+13.2%

0.03%Fee0.15%

4–0VO wins

End-of-day Nov 4, 2026

Popular Pairs Near These Four

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026