Compare · 3 funds side by side · dividends reinvested

HAPI, IWB and VTV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,352VTV · best of the three

02 / 04

HAPI, IWB and VTV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.80%+22.8%+27.5%+22.9%+12.9%−6.4%10.2%$184B1.3

iShares Russell 1000 ETFUS Stock Styles · Large cap0.15%0.91%+13.0%+13.2%+23.9%+11.8%−8.9%12.9%$47.8B2.3

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$491M2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: HAPI 2022 · IWB 2000 · VTV 2004

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Value ETF · $184B$18,352

VTV

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $491M[…]

$10,000 five years ago, dividends reinvested · they hold 35.3% in common

VTVMeasureHAPI

+22.8%Year to dateJan 1 → Nov 4+12.3%

+27.5%1 yearTotal return+13.6%

+22.9%3 years · per year$10,000 became $18,551 · $19,002+23.9%

+12.9%5 years · per year$10,000 became $18,352 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

1.80%Trailing 12-mo yield$180 · $77 a year on $10k0.77%

−6.4%Worst dropSmaller is better−8.1%

10.2%VolatilityLower is calmer12.2%

VTVHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

6–1VTV wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTV vs HAPI: Top 5 Holdings

Today

VTV

15.8%in top 5

HAPI

in top 527.0%

VTVStockHAPI

not top 5MSFT5.9%

not top 5AAPL5.9%

not top 5AMZN5.7%

not top 5NVDA5.1%

4.6%MUnot top 5

not top 5META4.4%

3.3%JPMnot top 5

2.9%BRK-Bnot top 5

2.6%XOMnot top 5

2.4%JNJnot top 5

Held in common35.3%

End-of-day Nov 4, 2026 · share of each fund

VTV vs HAPI Returns, Every Period

VanguardVTV

+27.5%

past year

HAPIHarbor

+13.6%

past year

VTVHAPIFaded: behind in that period

2–1VTV wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

VTV vs IWB

YTD

VanguardVTV

+22.8%

IWBiShares

+13.0%

+22.8%Year to date+13.0%

−6.4%Worst drop · 1Y−8.9%

10.2%Volatility · 1Y12.9%

1.8%Yield0.9%

$184BAssets$47.8B

4–0VTV wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, IWB, VTV

Today

0.03%lowest, VTV

FundExpense ratioFee$10k

VTV0.03%$3

IWB0.15%$15

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: HAPI, IWB, VTV

1.80%highest, VTV

FundTrailing yieldYield$10k

VTV1.80%$180

IWB0.91%$91

HAPI0.77%$77

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$177most kept, VTV

VTV$180 − $3 = $177

IWB$91 − $15 = $76

HAPI$77 − $35 = $42

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: HAPI, IWB, VTV

Today

48.0%most shared, HAPI and IWB

HAPIIWBVTV

HAPI—48.0%35.3%

IWB48.0%—40.9%

VTV35.3%40.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+27.5%VTV, at 10.2% volatility

VTVWorst drop−6.4%10.2% vol

HAPIWorst drop−8.1%12.2% vol

IWBWorst drop−8.9%12.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VTVIWB

+22.8%Year to date+13.0%

1.8%Yield0.9%

+27.5%Past year+13.2%

0.03%Fee0.15%

4–0VTV wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

VTV vs SCHV

YTD

VanguardVTV

+22.8%

SCHVSchwab

+20.4%

+22.8%Year to date+20.4%

1.8%Yield1.8%

$184BAssets$15.7B

1–0VTV wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026