Compare · 4 funds side by side · dividends reinvested

HAPI, JEPI, SCHD and IJR

HAPIHarbor×JEPIJ.P. Morgan×SCHDSchwab×IJRiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,459SCHD · best of the four

02 / 04

HAPI, JEPI, SCHD and IJR, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$120B1.5

JPMorgan Equity Premium Income ETFIncome · Premium income0.35%7.93%+7.5%+10.9%+11.0%+7.6%−6.7%9.0%$45.2B2.5

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.21%+18.9%+22.8%+17.4%+5.8%−9.7%16.4%$104B2.8

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · JEPI 2020 · SCHD 2011 · IJR 2000

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

HAPI

JEPI

JPMorgan Equity Premium Income ETF · $45.2B$14,448

$10,000 five years ago, dividends reinvested · they hold 30.3% in common

HAPIMeasureJEPI

+10.6%Year to dateJan 1 → Nov 9+7.5%

+13.6%1 yearTotal return+10.9%

+21.9%3 years · per year$10,000 became $18,105 · $13,679+11.0%

[…]5 years · per year$10,000 became […] · $14,448+7.6%

0.35%Expense ratio$35 · $35 a year on $10k · lower is better0.35%

0.78%Trailing 12-mo yield$78 · $793 a year on $10k7.93%

−8.1%Worst dropSmaller is better−6.7%

12.9%VolatilityLower is calmer9.0%

HAPIJEPI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs JEPI: Top 5 Holdings

Today

HAPI

27.5%in top 5

JEPI

in top 59.9%

HAPIStockJEPI

6.2%AAPL2.0%

6.1%MSFT2.0%

6.0%AMZNnot top 5

4.7%NVDAnot top 5

4.4%METAnot top 5

not top 5MA2.0%

not top 5V1.9%

not top 5MMM1.9%

Held in common30.3%

End-of-day Nov 9, 2026 · share of each fund

HAPI vs JEPI Returns, Every Period

HarborHAPI

+13.6%

past year

JEPIJ.P. Morgan

+10.9%

past year

HAPIJEPIFaded: behind in that period

3–0HAPI wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Stocks vs Income: HAPI vs JEPI

YTD

HarborHAPI

+10.6%

JEPIJ.P. Morgan

+7.5%

+10.6%Year to date+7.5%

−8.1%Worst drop · 1Y−6.7%

12.9%Volatility · 1Y9.0%

0.8%Yield7.9%

$483MAssets$45.2B

3–1JEPI wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, JEPI, SCHD, IJR

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

IJR0.06%$6

HAPI0.35%$35

JEPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, JEPI, SCHD, IJR

7.93%highest, JEPI

FundTrailing yieldYield$10k

JEPI7.93%$793

SCHD2.96%$296

IJR1.21%$121

HAPI0.78%$78

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$758most kept, JEPI

JEPI$793 − $35 = $758

SCHD$296 − $6 = $290

IJR$121 − $6 = $115

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, JEPI, SCHD, IJR

Today

30.3%most shared, HAPI and JEPI

HAPIJEPISCHDIJR

HAPI—30.3%9.6%0.1%

JEPI30.3%—8.4%0.0%

SCHD9.6%8.4%—1.2%

IJR0.1%0.0%1.2%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+39.1%SCHD, at 11.8% volatility

JEPIWorst drop−6.7%9.0% vol

SCHDWorst drop−6.9%11.8% vol

HAPIWorst drop−8.1%12.9% vol

IJRWorst drop−9.7%16.4% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

JEPISCHD

+7.5%Year to date+33.2%

7.9%Yield3.0%

+10.9%Past year+39.1%

0.35%Fee0.06%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026