Compare · 4 funds side by side · dividends reinvested

HAPI, QQQ, IJR and VOO

HAPIHarbor×QQQInvesco×IJRiShares×VOOVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,068QQQ · best of the four

02 / 04

HAPI, QQQ, IJR and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T2.0

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.21%+18.9%+22.8%+17.4%+5.8%−9.7%16.4%$107B2.3

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M2.6

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.46%+11.0%+11.6%+23.9%+12.6%−14.8%21.5%$446B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · QQQ 1999 · IJR 2000 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

HAPI

QQQ

Invesco QQQ Trust, Series 1 · $446B$18,068

$10,000 five years ago, dividends reinvested · they hold 41.8% in common

HAPIMeasureQQQ

+10.6%Year to dateJan 1 → Nov 9+11.0%

+13.6%1 yearTotal return+11.6%

+21.9%3 years · per year$10,000 became $18,105 · $19,011+23.9%

[…]5 years · per year$10,000 became […] · $18,068+12.6%

0.35%Expense ratio$35 · $18 a year on $10k · lower is better0.18%

0.78%Trailing 12-mo yield$78 · $46 a year on $10k0.46%

−8.1%Worst dropSmaller is better−14.8%

12.9%VolatilityLower is calmer21.5%

HAPIQQQ Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3HAPI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs QQQ: Top 5 Holdings

Today

HAPI

27.5%in top 5

QQQ

in top 531.4%

HAPIStockQQQ

6.2%AAPL8.5%

4.7%NVDA7.7%

6.1%MSFT6.7%

6.0%AMZN4.8%

4.4%METAnot top 5

not top 5MU3.7%

Held in common41.8%

End-of-day Nov 9, 2026 · share of each fund

HAPI vs QQQ Returns, Every Period

HarborHAPI

+13.6%

past year

QQQInvesco

+11.6%

past year

HAPIQQQFaded: behind in that period

1–2QQQ wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

HAPI vs IJR

YTD

HarborHAPI

+10.6%

IJRiShares

+18.9%

+10.6%Year to date+18.9%

−8.1%Worst drop · 1Y−9.7%

12.9%Volatility · 1Y16.4%

0.8%Yield1.2%

$483MAssets$107B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, QQQ, IJR, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

IJR0.06%$6

QQQ0.18%$18

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, QQQ, IJR, VOO

1.21%highest, IJR

FundTrailing yieldYield$10k

IJR1.21%$121

VOO1.07%$107

HAPI0.78%$78

QQQ0.46%$46

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$115most kept, IJR

IJR$121 − $6 = $115

VOO$107 − $3 = $104

HAPI$78 − $35 = $43

QQQ$46 − $18 = $28

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, QQQ, IJR, VOO

Today

54.9%most shared, QQQ and VOO

HAPIQQQIJRVOO

HAPI—41.8%0.1%49.8%

QQQ41.8%—0.0%54.9%

IJR0.1%0.0%—0.0%

VOO49.8%54.9%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+22.8%IJR, at 16.4% volatility

HAPIWorst drop−8.1%12.9% vol

VOOWorst drop−8.9%13.7% vol

IJRWorst drop−9.7%16.4% vol

QQQWorst drop−14.8%21.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IJRVOO

+18.9%Year to date+11.3%

1.2%Yield1.1%

+22.8%Past year+13.6%

0.06%Fee0.03%

3–1IJR wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+10.9%

QQQInvesco

+11.0%

+10.9%Year to date+11.0%

0.15% · $15Fee · on $10k a year0.18% · $18

$103BAssets$446B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026