Compare · 4 funds side by side · dividends reinvested

HAPI, QQQ, VO and VOO

HAPIHarbor×QQQInvesco×VOVanguard×VOOVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,509QQQ · best of the four

02 / 04

HAPI, QQQ, VO and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.39%+10.6%+11.6%+18.6%+6.3%−8.2%12.9%$103B1.9

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T2.3

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$503M2.4

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.47%+7.2%+5.8%+23.2%+11.9%−14.8%21.3%$469B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: HAPI 2022 · QQQ 1999 · VO 2004 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Mid-Cap ETF · $103B$13,590

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

$10,000 five years ago, dividends reinvested · they hold 13.5% in common

VOMeasureHAPI

+10.6%Year to dateJan 1 → Nov 6+8.0%

+11.6%1 yearTotal return+9.9%

+18.6%3 years · per year$10,000 became $16,701 · $18,006+21.7%

+6.3%5 years · per year$10,000 became $13,590 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

1.39%Trailing 12-mo yield$139 · $80 a year on $10k0.80%

−8.2%Worst dropSmaller is better−8.1%

12.9%VolatilityLower is calmer12.7%

VOHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3VO wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VO vs HAPI: Top 5 Holdings

Today

5.3%in top 5

HAPI

in top 527.4%

VOStockHAPI

not top 5AAPL6.2%

not top 5MSFT6.2%

not top 5AMZN6.0%

not top 5NVDA4.6%

not top 5META4.4%

1.1%NETnot top 5

1.1%VLOnot top 5

1.1%MPCnot top 5

1.0%PSXnot top 5

1.0%PWRnot top 5

Held in common13.5%

End-of-day Nov 6, 2026 · share of each fund

VO vs HAPI Returns, Every Period

VanguardVO

+11.6%

past year

HAPIHarbor

+9.9%

past year

VOHAPIFaded: behind in that period

2–1VO wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Stocks vs Core: VO vs VOO

YTD

VanguardVO

+10.6%

VOOVanguard

+8.7%

+10.6%Year to date+8.7%

−8.2%Worst drop · 1Y−8.9%

12.9%Volatility · 1Y13.5%

1.4%Yield1.1%

$103BAssets$1.00T

4–0VO wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, QQQ, VO, VOO

Today

0.03%lowest, VO

FundExpense ratioFee$10k

VO0.03%$3

VOO0.03%$3

QQQ0.18%$18

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: HAPI, QQQ, VO, VOO

1.39%highest, VO

FundTrailing yieldYield$10k

VO1.39%$139

VOO1.10%$110

HAPI0.80%$80

QQQ0.47%$47

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, VO

VO$139 − $3 = $136

VOO$110 − $3 = $107

HAPI$80 − $35 = $45

QQQ$47 − $18 = $29

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: HAPI, QQQ, VO, VOO

Today

54.8%most shared, QQQ and VOO

HAPIQQQVOVOO

HAPI—41.9%13.5%49.7%

QQQ41.9%—9.4%54.8%

VO13.5%9.4%—15.4%

VOO49.7%54.8%15.4%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+11.6%VO, at 12.9% volatility

HAPIWorst drop−8.1%12.7% vol

VOWorst drop−8.2%12.9% vol

VOOWorst drop−8.9%13.5% vol

QQQWorst drop−14.8%21.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VOVOO

+10.6%Year to date+8.7%

1.4%Yield1.1%

+11.6%Past year+9.8%

0.03%Fee0.03%

3–0VO wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+7.2%

QQQInvesco

+7.2%

+7.2%Year to date+7.2%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$469B

1–0QQQM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026