Compare · 3 funds side by side · dividends reinvested

HAPI, QQQ and VTV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,626VTV · best of the three

02 / 04

HAPI, QQQ and VTV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.80%+22.8%+27.5%+22.9%+12.9%−6.4%10.2%$184B1.4

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.45%+13.0%+10.0%+26.3%+13.4%−11.7%20.3%$465B2.3

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$503M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: HAPI 2022 · QQQ 1999 · VTV 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

QQQ

Invesco QQQ Trust, Series 1 · $465B$17,352

$10,000 five years ago, dividends reinvested · they hold 41.6% in common

HAPIMeasureQQQ

+12.3%Year to dateJan 1 → Nov 5+13.0%

+13.6%1 yearTotal return+10.0%

+23.9%3 years · per year$10,000 became $19,002 · $20,153+26.3%

[…]5 years · per year$10,000 became […] · $18,763+13.4%

0.35%Expense ratio$35 · $18 a year on $10k · lower is better0.18%

0.77%Trailing 12-mo yield$77 · $45 a year on $10k0.45%

−8.1%Worst dropSmaller is better−11.7%

12.2%VolatilityLower is calmer20.3%

HAPIQQQ Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3HAPI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs QQQ: Top 5 Holdings

Today

HAPI

27.4%in top 5

QQQ

in top 531.5%

HAPIStockQQQ

6.1%AAPL8.3%

4.9%NVDA7.8%

6.2%MSFT6.7%

5.9%AMZN4.7%

4.4%METAnot top 5

not top 5MU4.0%

Held in common41.6%

End-of-day Nov 5, 2026 · share of each fund

HAPI vs QQQ Returns, Every Period

HarborHAPI

+13.6%

past year

QQQInvesco

+10.0%

past year

HAPIQQQFaded: behind in that period

1–2QQQ wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

HAPI vs VTV

YTD

HarborHAPI

+12.3%

VTVVanguard

+22.8%

+12.3%Year to date+22.8%

−8.1%Worst drop · 1Y−6.4%

12.2%Volatility · 1Y10.2%

0.8%Yield1.8%

$503MAssets$184B

4–0VTV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, QQQ, VTV

Today

0.03%lowest, VTV

FundExpense ratioFee$10k

VTV0.03%$3

QQQ0.18%$18

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: HAPI, QQQ, VTV

1.80%highest, VTV

FundTrailing yieldYield$10k

VTV1.80%$180

HAPI0.77%$77

QQQ0.45%$45

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$177most kept, VTV

VTV$180 − $3 = $177

HAPI$77 − $35 = $42

QQQ$45 − $18 = $27

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: HAPI, QQQ, VTV

Today

41.6%most shared, HAPI and QQQ

HAPIQQQVTV

HAPI—41.6%35.3%

QQQ41.6%—18.1%

VTV35.3%18.1%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+27.5%VTV, at 10.2% volatility

VTVWorst drop−6.4%10.2% vol

HAPIWorst drop−8.1%12.2% vol

QQQWorst drop−11.7%20.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VTVQQQ

+22.8%Year to date+13.0%

1.8%Yield0.4%

+27.5%Past year+10.0%

0.03%Fee0.18%

4–0VTV wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

QQQM vs QQQ

YTD

InvescoQQQM

+13.1%

QQQInvesco

+13.0%

+13.1%Year to date+13.0%

0.15% · $15Fee · on $10k a year0.18% · $18

$106BAssets$465B

2–0QQQM wins

End-of-day Nov 5, 2026

VTV vs SCHV

YTD

VanguardVTV

+22.8%

SCHVSchwab

+20.4%

+22.8%Year to date+20.4%

1.8%Yield1.8%

$184BAssets$15.9B

1–0VTV wins

End-of-day Nov 5, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

+18.8%

QQQInvesco

+13.0%

+18.8%Year to date+13.0%

0.94% · $94Fee · on $10k a year0.18% · $18

$33.2BAssets$465B

1–1level

End-of-day Nov 5, 2026