Compare · 3 funds side by side · dividends reinvested

HAPI, QQQ and VTV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,626VTV · best of the three

02 / 04

HAPI, QQQ and VTV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.86%+19.0%+24.0%+21.3%+12.0%−6.4%10.7%$184B1.3

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.2%+10.5%+22.1%[…]−8.1%12.8%$503M2.1

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.48%+5.7%+5.0%+23.3%+11.7%−14.8%21.3%$465B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: HAPI 2022 · QQQ 1999 · VTV 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

VTV

Vanguard Morningstar Value ETF · $184B$17,626

$10,000 five years ago, dividends reinvested · they hold 35.3% in common

HAPIMeasureVTV

+8.2%Year to dateJan 1 → Nov 5+19.0%

+10.5%1 yearTotal return+24.0%

+22.1%3 years · per year$10,000 became $18,219 · $17,832+21.3%

[…]5 years · per year$10,000 became […] · $17,626+12.0%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.80%Trailing 12-mo yield$80 · $186 a year on $10k1.86%

−8.1%Worst dropSmaller is better−6.4%

12.8%VolatilityLower is calmer10.7%

HAPIVTV Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6VTV wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs VTV: Top 5 Holdings

Today

HAPI

27.4%in top 5

VTV

in top 515.8%

HAPIStockVTV

6.2%MSFTnot top 5

6.1%AAPLnot top 5

5.9%AMZNnot top 5

4.9%NVDAnot top 5

not top 5MU4.6%

4.4%METAnot top 5

not top 5JPM3.3%

not top 5BRK-B2.9%

not top 5XOM2.6%

not top 5JNJ2.4%

Held in common35.3%

End-of-day Nov 5, 2026 · share of each fund

HAPI vs VTV Returns, Every Period

HarborHAPI

+10.5%

past year

VTVVanguard

+24.0%

past year

HAPIVTVFaded: behind in that period

1–2VTV wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

HAPI vs VTV

YTD

HarborHAPI

+8.2%

VTVVanguard

+19.0%

+8.2%Year to date+19.0%

−8.1%Worst drop · 1Y−6.4%

12.8%Volatility · 1Y10.7%

0.8%Yield1.9%

$503MAssets$184B

4–0VTV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, QQQ, VTV

Today

0.03%lowest, VTV

FundExpense ratioFee$10k

VTV0.03%$3

QQQ0.18%$18

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: HAPI, QQQ, VTV

1.86%highest, VTV

FundTrailing yieldYield$10k

VTV1.86%$186

HAPI0.80%$80

QQQ0.48%$48

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$183most kept, VTV

VTV$186 − $3 = $183

HAPI$80 − $35 = $45

QQQ$48 − $18 = $30

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: HAPI, QQQ, VTV

Today

41.6%most shared, HAPI and QQQ

HAPIQQQVTV

HAPI—41.6%35.3%

QQQ41.6%—18.1%

VTV35.3%18.1%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+24.0%VTV, at 10.7% volatility

VTVWorst drop−6.4%10.7% vol

HAPIWorst drop−8.1%12.8% vol

QQQWorst drop−14.8%21.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VTVHAPI

+19.0%Year to date+8.2%

1.9%Yield0.8%

+24.0%Past year+10.5%

0.03%Fee0.35%

4–0VTV wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

QQQM vs QQQ

YTD

InvescoQQQM

+5.9%

QQQInvesco

+5.7%

+5.9%Year to date+5.7%

0.15% · $15Fee · on $10k a year0.18% · $18

$106BAssets$465B

2–0QQQM wins

End-of-day Nov 5, 2026

VTV vs SCHV

YTD

VanguardVTV

+19.0%

SCHVSchwab

+16.6%

+19.0%Year to date+16.6%

1.9%Yield1.8%

$184BAssets$15.9B

2–0VTV wins

End-of-day Nov 5, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

−3.7%

QQQInvesco

+5.7%

−3.7%Year to date+5.7%

0.94% · $94Fee · on $10k a year0.18% · $18

$33.2BAssets$465B

2–0QQQ wins

End-of-day Nov 5, 2026