Compare · 2 funds side by side · dividends reinvested

HAPI and SCHB

HAPIHarbor×SCHBSchwab×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,894SCHB · best of the two

02 / 04

HAPI and SCHB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Broad Market ETFUS Stock Styles · Large cap0.03%1.06%+11.6%+11.7%+23.8%+11.1%−8.9%13.1%$44.0B1.3

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.79%+10.1%+11.0%+23.6%[…]−8.1%12.1%$491M1.7

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: HAPI 2022 · SCHB 2009

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $491M[…]

HAPI

SCHB

Schwab U.S. Broad Market ETF · $44.0B$16,894

$10,000 five years ago, dividends reinvested · they hold 46.3% in common

HAPIMeasureSCHB

+10.1%Year to dateJan 1 → Nov 3+11.6%

+11.0%1 yearTotal return+11.7%

+23.6%3 years · per year$10,000 became $18,900 · $18,993+23.8%

[…]5 years · per year$10,000 became […] · $16,894+11.1%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.79%Trailing 12-mo yield$79 · $106 a year on $10k1.06%

−8.1%Worst dropSmaller is better−8.9%

12.1%VolatilityLower is calmer13.1%

HAPISCHB Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5SCHB wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs SCHB: Top 5 Holdings

Today

HAPI

26.7%in top 5

SCHB

in top 524.2%

HAPIStockSCHB

6.0%AAPL6.8%

5.0%NVDA6.7%

5.8%MSFT5.2%

5.6%AMZN3.3%

4.3%METAnot top 5

not top 5GOOGL2.2%

Held in common46.3%

End-of-day Nov 3, 2026 · share of each fund

HAPI vs SCHB Returns, Every Period

HarborHAPI

+11.0%

past year

SCHBSchwab

+11.7%

past year

HAPISCHBFaded: behind in that period

0–3SCHB wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

HAPI vs SCHB

YTD

HarborHAPI

+10.1%

SCHBSchwab

+11.6%

+10.1%Year to date+11.6%

−8.1%Worst drop · 1Y−8.9%

12.1%Volatility · 1Y13.1%

0.8%Yield1.1%

$491MAssets$44.0B

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, SCHB

Today

0.03%lowest, SCHB

FundExpense ratioFee$10k

SCHB0.03%$3

HAPI0.35%$35

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: HAPI, SCHB

1.06%highest, SCHB

FundTrailing yieldYield$10k

SCHB1.06%$106

HAPI0.79%$79

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$103most kept, SCHB

SCHB$106 − $3 = $103

HAPI$79 − $35 = $44

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: HAPI, SCHB

Today

46.3%most shared, HAPI and SCHB

HAPISCHB

HAPI—46.3%

SCHB46.3%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+11.7%SCHB, at 13.1% volatility

HAPIWorst drop−8.1%12.1% vol

SCHBWorst drop−8.9%13.1% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

SCHBHAPI

+11.6%Year to date+10.1%

1.1%Yield0.8%

+11.7%Past year+11.0%

0.03%Fee0.35%

4–0SCHB wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

VTI vs ITOT

YTD

VanguardVTI

+11.7%

ITOTiShares

+11.6%

+11.7%Year to date+11.6%

1.1%Yield1.0%

$689BAssets$95.4B

2–0VTI wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026