Compare · 4 funds side by side · dividends reinvested

HAPI, SCHB, IJH and VTV

HAPIHarbor×SCHBSchwab×IJHiShares×VTVVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,865VTV · best of the four

02 / 04

HAPI, SCHB, IJH and VTV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.83%+20.9%+25.4%+21.0%+12.3%−6.4%10.8%$184B1.3

Schwab U.S. Broad Market ETFUS Stock Styles · Large cap0.03%1.06%+11.4%+13.7%+21.8%+10.8%−8.9%14.0%$43.2B2.6

iShares Core S&P Mid-Cap ETFUS Stock Styles · Mid cap0.05%1.21%+13.6%+17.5%+16.9%+7.0%−8.8%15.8%$121B2.9

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.4%+13.5%+21.8%[…]−8.1%12.9%$483M3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · SCHB 2009 · IJH 2000 · VTV 2004

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Broad Market ETF · $43.2B$16,699

SCHB

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

$10,000 five years ago, dividends reinvested · they hold 47.0% in common

SCHBMeasureHAPI

+11.4%Year to dateJan 1 → Nov 9+10.4%

+13.7%1 yearTotal return+13.5%

+21.8%3 years · per year$10,000 became $18,074 · $18,077+21.8%

+10.8%5 years · per year$10,000 became $16,699 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

1.06%Trailing 12-mo yield$106 · $78 a year on $10k0.78%

−8.9%Worst dropSmaller is better−8.1%

14.0%VolatilityLower is calmer12.9%

SCHBHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–2SCHB wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHB vs HAPI: Top 5 Holdings

Today

SCHB

24.8%in top 5

HAPI

in top 527.5%

SCHBStockHAPI

7.1%AAPL6.2%

6.2%NVDA4.7%

5.6%MSFT6.1%

3.6%AMZN6.0%

not top 5META4.4%

2.3%GOOGLnot top 5

Held in common47.0%

End-of-day Nov 9, 2026 · share of each fund

SCHB vs HAPI Returns, Every Period

SchwabSCHB

+13.7%

past year

HAPIHarbor

+13.5%

past year

SCHBHAPIFaded: behind in that period

2–0SCHB wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

SCHB vs VTV

YTD

SchwabSCHB

+11.4%

VTVVanguard

+20.9%

+11.4%Year to date+20.9%

−8.9%Worst drop · 1Y−6.4%

14.0%Volatility · 1Y10.8%

1.1%Yield1.8%

$43.2BAssets$184B

4–0VTV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, SCHB, IJH, VTV

Today

0.03%lowest, SCHB

FundExpense ratioFee$10k

SCHB0.03%$3

VTV0.03%$3

IJH0.05%$5

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, SCHB, IJH, VTV

1.83%highest, VTV

FundTrailing yieldYield$10k

VTV1.83%$183

IJH1.21%$121

SCHB1.06%$106

HAPI0.78%$78

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$180most kept, VTV

VTV$183 − $3 = $180

IJH$121 − $5 = $116

SCHB$106 − $3 = $103

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, SCHB, IJH, VTV

Today

47.0%most shared, HAPI and SCHB

HAPISCHBIJHVTV

HAPI—47.0%0.2%35.5%

SCHB47.0%—4.7%39.6%

IJH0.2%4.7%—0.2%

VTV35.5%39.6%0.2%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+25.4%VTV, at 10.8% volatility

VTVWorst drop−6.4%10.8% vol

HAPIWorst drop−8.1%12.9% vol

SCHBWorst drop−8.9%14.0% vol

IJHWorst drop−8.8%15.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VTVIJH

+20.9%Year to date+13.6%

1.8%Yield1.2%

+25.4%Past year+17.5%

0.03%Fee0.05%

4–0VTV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.6%

+11.6%Year to date+11.6%

1.1%Yield1.0%

$689BAssets$93.2B

1–0VTI wins

End-of-day Nov 9, 2026

VTV vs SCHV

YTD

VanguardVTV

+20.9%

SCHVSchwab

+18.7%

+20.9%Year to date+18.7%

1.8%Yield1.8%

$184BAssets$15.4B

1–0VTV wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026