Compare · 4 funds side by side · dividends reinvested

HAPI, SCHB, IJR and VUG

HAPIHarbor×SCHBSchwab×IJRiShares×VUGVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,348SCHB · best of the four

02 / 04

HAPI, SCHB, IJR and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Broad Market ETFUS Stock Styles · Large cap0.03%1.09%+8.4%+9.8%+21.9%+10.3%−8.9%13.8%$44.9B2.0

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.2%+10.5%+22.1%[…]−8.1%12.8%$503M2.3

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.24%+15.4%+19.4%+17.4%+5.6%−9.7%16.3%$108B2.4

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.43%+0.5%−0.6%+22.8%+9.9%−15.1%19.0%$233B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: HAPI 2022 · SCHB 2009 · IJR 2000 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

VUG

Vanguard Morningstar Growth ETF · $233B$16,052

$10,000 five years ago, dividends reinvested · they hold 43.9% in common

HAPIMeasureVUG

+8.2%Year to dateJan 1 → Nov 5+0.5%

+10.5%1 yearTotal return−0.6%

+22.1%3 years · per year$10,000 became $18,219 · $18,532+22.8%

[…]5 years · per year$10,000 became […] · $16,052+9.9%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.80%Trailing 12-mo yield$80 · $43 a year on $10k0.43%

−8.1%Worst dropSmaller is better−15.1%

12.8%VolatilityLower is calmer19.0%

HAPIVUG Winner of the row, in its colourEach row: the bigger of the two fills its side

5–2HAPI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs VUG: Top 5 Holdings

Today

HAPI

27.4%in top 5

VUG

in top 545.2%

HAPIStockVUG

4.9%NVDA13.5%

6.1%AAPL12.5%

6.2%MSFT9.7%

5.9%AMZNnot top 5

not top 5GOOGL5.2%

4.4%METAnot top 5

not top 5AVGO4.3%

Held in common43.9%

End-of-day Nov 5, 2026 · share of each fund

HAPI vs VUG Returns, Every Period

HarborHAPI

+10.5%

past year

VUGVanguard

−0.6%

past year

HAPIVUGFaded: behind in that period

2–1HAPI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

HAPI vs IJR

YTD

HarborHAPI

+8.2%

IJRiShares

+15.4%

+8.2%Year to date+15.4%

−8.1%Worst drop · 1Y−9.7%

12.8%Volatility · 1Y16.3%

0.8%Yield1.2%

$503MAssets$108B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, SCHB, IJR, VUG

Today

0.03%lowest, SCHB

FundExpense ratioFee$10k

SCHB0.03%$3

VUG0.03%$3

IJR0.06%$6

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: HAPI, SCHB, IJR, VUG

1.24%highest, IJR

FundTrailing yieldYield$10k

IJR1.24%$124

SCHB1.09%$109

HAPI0.80%$80

VUG0.43%$43

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$118most kept, IJR

IJR$124 − $6 = $118

SCHB$109 − $3 = $106

HAPI$80 − $35 = $45

VUG$43 − $3 = $40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: HAPI, SCHB, IJR, VUG

Today

50.6%most shared, SCHB and VUG

HAPISCHBIJRVUG

HAPI—46.7%0.1%43.9%

SCHB46.7%—2.4%50.6%

IJR0.1%2.4%—0.0%

VUG43.9%50.6%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+19.4%IJR, at 16.3% volatility

HAPIWorst drop−8.1%12.8% vol

SCHBWorst drop−8.9%13.8% vol

IJRWorst drop−9.7%16.3% vol

VUGWorst drop−15.1%19.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

IJRSCHB

+15.4%Year to date+8.4%

1.2%Yield1.1%

+19.4%Past year+9.8%

0.06%Fee0.03%

3–1IJR wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$97.0B

0–0level

End-of-day Nov 5, 2026

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026