Compare · 4 funds side by side · dividends reinvested

HAPI, SCHB, IWF and VO

HAPIHarbor×SCHBSchwab×IWFiShares×VOVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,348SCHB · best of the four

02 / 04

HAPI, SCHB, IWF and VO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.39%+10.7%+12.4%+18.9%+6.4%−8.2%12.9%$103B1.9

Schwab U.S. Broad Market ETFUS Stock Styles · Large cap0.03%1.09%+8.4%+9.8%+21.9%+10.3%−8.9%13.8%$44.9B2.1

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.2%+10.5%+22.1%[…]−8.1%12.8%$503M2.1

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.39%−6.5%−7.6%+19.5%+8.9%−14.6%19.3%$121B3.5

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: HAPI 2022 · SCHB 2009 · IWF 2000 · VO 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

SCHB

Schwab U.S. Broad Market ETF · $44.9B$16,348

$10,000 five years ago, dividends reinvested · they hold 46.7% in common

HAPIMeasureSCHB

+8.2%Year to dateJan 1 → Nov 5+8.4%

+10.5%1 yearTotal return+9.8%

+22.1%3 years · per year$10,000 became $18,219 · $18,100+21.9%

[…]5 years · per year$10,000 became […] · $16,348+10.3%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.80%Trailing 12-mo yield$80 · $109 a year on $10k1.09%

−8.1%Worst dropSmaller is better−8.9%

12.8%VolatilityLower is calmer13.8%

HAPISCHB Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3HAPI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs SCHB: Top 5 Holdings

Today

HAPI

27.4%in top 5

SCHB

in top 524.8%

HAPIStockSCHB

6.1%AAPL6.9%

4.9%NVDA6.5%

6.2%MSFT5.6%

5.9%AMZN3.5%

4.4%METAnot top 5

not top 5GOOGL2.3%

Held in common46.7%

End-of-day Nov 5, 2026 · share of each fund

HAPI vs SCHB Returns, Every Period

HarborHAPI

+10.5%

past year

SCHBSchwab

+9.8%

past year

HAPISCHBFaded: behind in that period

2–1HAPI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

HAPI vs VO

YTD

HarborHAPI

+8.2%

VOVanguard

+10.7%

+8.2%Year to date+10.7%

−8.1%Worst drop · 1Y−8.2%

12.8%Volatility · 1Y12.9%

0.8%Yield1.4%

$503MAssets$103B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, SCHB, IWF, VO

Today

0.03%lowest, SCHB

FundExpense ratioFee$10k

SCHB0.03%$3

VO0.03%$3

IWF0.18%$18

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: HAPI, SCHB, IWF, VO

1.39%highest, VO

FundTrailing yieldYield$10k

VO1.39%$139

SCHB1.09%$109

HAPI0.80%$80

IWF0.39%$39

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, VO

VO$139 − $3 = $136

SCHB$109 − $3 = $106

HAPI$80 − $35 = $45

IWF$39 − $18 = $21

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: HAPI, SCHB, IWF, VO

Today

53.3%most shared, SCHB and IWF

HAPISCHBIWFVO

HAPI—46.7%43.8%13.5%

SCHB46.7%—53.3%15.3%

IWF43.8%53.3%—9.2%

VO13.5%15.3%9.2%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+12.4%VO, at 12.9% volatility

HAPIWorst drop−8.1%12.8% vol

VOWorst drop−8.2%12.9% vol

SCHBWorst drop−8.9%13.8% vol

IWFWorst drop−14.6%19.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VOSCHB

+10.7%Year to date+8.4%

1.4%Yield1.1%

+12.4%Past year+9.8%

0.03%Fee0.03%

3–0VO wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$97.0B

0–0level

End-of-day Nov 5, 2026

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026