Compare · 3 funds side by side · dividends reinvested

HAPI, SCHB and VUG

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,377SCHB · best of the three

02 / 04

HAPI, SCHB and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Broad Market ETFUS Stock Styles · Large cap0.03%1.09%+8.8%+9.7%+21.6%+10.4%−8.9%13.8%$43.2B1.6

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$484M1.7

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.42%+1.4%+0.2%+22.6%+10.0%−15.1%19.0%$233B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: HAPI 2022 · SCHB 2009 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Broad Market ETF · $43.2B$16,377

SCHB

VUG

Vanguard Morningstar Growth ETF · $233B$16,124

$10,000 five years ago, dividends reinvested · they hold 50.0% in common

SCHBMeasureVUG

+8.8%Year to dateJan 1 → Nov 6+1.4%

+9.7%1 yearTotal return+0.2%

+21.6%3 years · per year$10,000 became $17,991 · $18,415+22.6%

+10.4%5 years · per year$10,000 became $16,377 · $16,124+10.0%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

1.09%Trailing 12-mo yield$109 · $42 a year on $10k0.42%

−8.9%Worst dropSmaller is better−15.1%

13.8%VolatilityLower is calmer19.0%

SCHBVUG Winner of the row, in its colourEach row: the bigger of the two fills its side

6–1SCHB wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHB vs VUG: Top 5 Holdings

Today

SCHB

24.8%in top 5

VUG

in top 545.2%

SCHBStockVUG

6.2%NVDA13.5%

7.1%AAPL12.5%

5.6%MSFT9.7%

2.3%GOOGL5.2%

not top 5AVGO4.3%

3.6%AMZNnot top 5

Held in common50.0%

End-of-day Nov 6, 2026 · share of each fund

SCHB vs VUG Returns, Every Period

SchwabSCHB

+10.4%

5 years, per year

VUGVanguard

+10.0%

5 years, per year

SCHBVUGFaded: behind in that period

3–1SCHB wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

SCHB vs HAPI

YTD

SchwabSCHB

+8.8%

HAPIHarbor

+8.0%

+8.8%Year to date+8.0%

−8.9%Worst drop · 1Y−8.1%

13.8%Volatility · 1Y12.7%

1.1%Yield0.8%

$43.2BAssets$484M

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, SCHB, VUG

Today

0.03%lowest, SCHB

FundExpense ratioFee$10k

SCHB0.03%$3

VUG0.03%$3

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: HAPI, SCHB, VUG

1.09%highest, SCHB

FundTrailing yieldYield$10k

SCHB1.09%$109

HAPI0.80%$80

VUG0.42%$42

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$106most kept, SCHB

SCHB$109 − $3 = $106

HAPI$80 − $35 = $45

VUG$42 − $3 = $39

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: HAPI, SCHB, VUG

Today

50.0%most shared, SCHB and VUG

HAPISCHBVUG

HAPI—46.9%43.6%

SCHB46.9%—50.0%

VUG43.6%50.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%HAPI, at 12.7% volatility

HAPIWorst drop−8.1%12.7% vol

SCHBWorst drop−8.9%13.8% vol

VUGWorst drop−15.1%19.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHBHAPI

+8.8%Year to date+8.0%

1.1%Yield0.8%

+9.7%Past year+9.9%

0.03%Fee0.35%

3–1SCHB wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026