Compare · 4 funds side by side · dividends reinvested

HAPI, SCHD, VO and VIG

HAPIHarbor×SCHDSchwab×VOVanguard×VIGVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,005VIG · best of the four

02 / 04

HAPI, SCHD, VO and VIG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.91%+35.3%+41.6%+21.4%+11.0%−6.9%11.5%$123B1.6

Vanguard Dividend Appreciation ETFIncome · Dividend stocks0.04%1.44%+16.4%+18.9%+20.6%+11.2%−7.9%10.2%$109B2.0

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.34%+14.7%+15.3%+20.7%+7.4%−8.2%12.4%$103B3.0

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$503M3.3

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: HAPI 2022 · SCHD 2011 · VO 2004 · VIG 2006

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Dividend Appreciation ETF · $109B$17,005

VIG

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

$10,000 five years ago, dividends reinvested · they hold 40.3% in common

VIGMeasureHAPI

+16.4%Year to dateJan 1 → Nov 4+12.3%

+18.9%1 yearTotal return+13.6%

+20.6%3 years · per year$10,000 became $17,533 · $19,002+23.9%

+11.2%5 years · per year$10,000 became $17,005 · […][…]

0.04%Expense ratio$4 · $35 a year on $10k · lower is better0.35%

1.44%Trailing 12-mo yield$144 · $77 a year on $10k0.77%

−7.9%Worst dropSmaller is better−8.1%

10.2%VolatilityLower is calmer12.2%

VIGHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

6–1VIG wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VIG vs HAPI: Top 5 Holdings

Today

VIG

22.1%in top 5

HAPI

in top 527.0%

VIGStockHAPI

4.9%MSFT5.9%

4.9%AAPL5.9%

not top 5AMZN5.7%

not top 5NVDA5.1%

not top 5META4.4%

4.3%AVGOnot top 5

4.1%LLYnot top 5

3.9%JPMnot top 5

Held in common40.3%

End-of-day Nov 4, 2026 · share of each fund

VIG vs HAPI Returns, Every Period

VanguardVIG

+18.9%

past year

HAPIHarbor

+13.6%

past year

VIGHAPIFaded: behind in that period

2–1VIG wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

VIG vs SCHD

YTD

VanguardVIG

+16.4%

SCHDSchwab

+35.3%

+16.4%Year to date+35.3%

−7.9%Worst drop · 1Y−6.9%

10.2%Volatility · 1Y11.5%

1.4%Yield2.9%

$109BAssets$123B

3–1SCHD wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, SCHD, VO, VIG

Today

0.03%lowest, VO

FundExpense ratioFee$10k

VO0.03%$3

VIG0.04%$4

SCHD0.06%$6

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: HAPI, SCHD, VO, VIG

2.91%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.91%$291

VIG1.44%$144

VO1.34%$134

HAPI0.77%$77

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$285most kept, SCHD

SCHD$291 − $6 = $285

VIG$144 − $4 = $140

VO$134 − $3 = $131

HAPI$77 − $35 = $42

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: HAPI, SCHD, VO, VIG

Today

40.3%most shared, HAPI and VIG

HAPISCHDVOVIG

HAPI—9.6%13.7%40.3%

SCHD9.6%—6.9%14.5%

VO13.7%6.9%—13.5%

VIG40.3%14.5%13.5%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+41.6%SCHD, at 11.5% volatility

VIGWorst drop−7.9%10.2% vol

SCHDWorst drop−6.9%11.5% vol

HAPIWorst drop−8.1%12.2% vol

VOWorst drop−8.2%12.4% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDVIG

+35.3%Year to date+16.4%

2.9%Yield1.4%

+41.6%Past year+18.9%

0.06%Fee0.04%

3–1SCHD wins

End-of-day Nov 4, 2026

Popular Pairs Near These Four

DGRO vs VIG

YTD

iSharesDGRO

+20.6%

VIGVanguard

+16.4%

+20.6%Year to date+16.4%

1.8%Yield1.4%

$46.1BAssets$109B

2–0DGRO wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026