Compare · 4 funds side by side · dividends reinvested

HAPI, SCHD, VO and VUG

HAPIHarbor×SCHDSchwab×VOVanguard×VUGVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,153VUG · best of the four

02 / 04

HAPI, SCHD, VO and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.91%+35.3%+41.6%+21.4%+11.0%−6.9%11.5%$121B1.6

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.34%+14.7%+15.3%+20.7%+7.4%−8.2%12.4%$103B2.5

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$491M2.7

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.40%+6.3%+3.4%+25.4%+11.4%−16.1%18.2%$233B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: HAPI 2022 · SCHD 2011 · VO 2004 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $491M[…]

HAPI

VUG

Vanguard Morningstar Growth ETF · $233B$17,153

$10,000 five years ago, dividends reinvested · they hold 43.7% in common

HAPIMeasureVUG

+12.3%Year to dateJan 1 → Nov 4+6.3%

+13.6%1 yearTotal return+3.4%

+23.9%3 years · per year$10,000 became $19,002 · $19,712+25.4%

[…]5 years · per year$10,000 became […] · $17,153+11.4%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.77%Trailing 12-mo yield$77 · $40 a year on $10k0.40%

−8.1%Worst dropSmaller is better−16.1%

12.2%VolatilityLower is calmer18.2%

HAPIVUG Winner of the row, in its colourEach row: the bigger of the two fills its side

5–2HAPI wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs VUG: Top 5 Holdings

Today

HAPI

27.0%in top 5

VUG

in top 545.2%

HAPIStockVUG

5.1%NVDA13.5%

5.9%AAPL12.5%

5.9%MSFT9.7%

5.7%AMZNnot top 5

not top 5GOOGL5.2%

4.4%METAnot top 5

not top 5AVGO4.3%

Held in common43.7%

End-of-day Nov 4, 2026 · share of each fund

HAPI vs VUG Returns, Every Period

HarborHAPI

+13.6%

past year

VUGVanguard

+3.4%

past year

HAPIVUGFaded: behind in that period

2–1HAPI wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Stocks vs Income: HAPI vs SCHD

YTD

HarborHAPI

+12.3%

SCHDSchwab

+35.3%

+12.3%Year to date+35.3%

−8.1%Worst drop · 1Y−6.9%

12.2%Volatility · 1Y11.5%

0.8%Yield2.9%

$491MAssets$121B

4–0SCHD wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, SCHD, VO, VUG

Today

0.03%lowest, VO

FundExpense ratioFee$10k

VO0.03%$3

VUG0.03%$3

SCHD0.06%$6

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: HAPI, SCHD, VO, VUG

2.91%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.91%$291

VO1.34%$134

HAPI0.77%$77

VUG0.40%$40

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$285most kept, SCHD

SCHD$291 − $6 = $285

VO$134 − $3 = $131

HAPI$77 − $35 = $42

VUG$40 − $3 = $37

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: HAPI, SCHD, VO, VUG

Today

43.7%most shared, HAPI and VUG

HAPISCHDVOVUG

HAPI—9.6%13.7%43.7%

SCHD9.6%—6.9%0.8%

VO13.7%6.9%—10.2%

VUG43.7%0.8%10.2%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+41.6%SCHD, at 11.5% volatility

SCHDWorst drop−6.9%11.5% vol

HAPIWorst drop−8.1%12.2% vol

VOWorst drop−8.2%12.4% vol

VUGWorst drop−16.1%18.2% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDVO

+35.3%Year to date+14.7%

2.9%Yield1.3%

+41.6%Past year+15.3%

0.06%Fee0.03%

3–1SCHD wins

End-of-day Nov 4, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.1B

1–1level

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026