Compare · 4 funds side by side · dividends reinvested

HAPI, SPY, IJH and VOO

HAPIHarbor×SPYSPDR×IJHiShares×VOOVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,543VOO · best of the four

02 / 04

HAPI, SPY, IJH and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T2.0

iShares Core S&P Mid-Cap ETFUS Stock Styles · Mid cap0.05%1.21%+13.6%+17.5%+16.9%+7.0%−8.8%15.8%$125B2.3

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M2.7

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · SPY 1993 · IJH 2000 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core S&P Mid-Cap ETF · $125B$14,049

IJH

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

$10,000 five years ago, dividends reinvested · they hold 0.2% in common

IJHMeasureHAPI

+13.6%Year to dateJan 1 → Nov 9+10.6%

+17.5%1 yearTotal return+13.6%

+16.9%3 years · per year$10,000 became $15,960 · $18,105+21.9%

+7.0%5 years · per year$10,000 became $14,049 · […][…]

0.05%Expense ratio$5 · $35 a year on $10k · lower is better0.35%

1.21%Trailing 12-mo yield$121 · $78 a year on $10k0.78%

−8.8%Worst dropSmaller is better−8.1%

15.8%VolatilityLower is calmer12.9%

IJHHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3IJH wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IJH vs HAPI: Top 5 Holdings

Today

IJH

3.5%in top 5

HAPI

in top 527.5%

IJHStockHAPI

not top 5AAPL6.2%

not top 5MSFT6.1%

not top 5AMZN6.0%

not top 5NVDA4.7%

not top 5META4.4%

0.7%FTInot top 5

0.7%UTHRnot top 5

0.7%ATInot top 5

0.7%USFDnot top 5

0.7%THCnot top 5

Held in common0.2%

End-of-day Nov 9, 2026 · share of each fund

IJH vs HAPI Returns, Every Period

iSharesIJH

+17.5%

past year

HAPIHarbor

+13.6%

past year

IJHHAPIFaded: behind in that period

2–1IJH wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Stocks vs Core: IJH vs VOO

YTD

iSharesIJH

+13.6%

VOOVanguard

+11.3%

+13.6%Year to date+11.3%

−8.8%Worst drop · 1Y−8.9%

15.8%Volatility · 1Y13.7%

1.2%Yield1.1%

$125BAssets$1.00T

3–1IJH wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, SPY, IJH, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

IJH0.05%$5

SPY0.09%$9

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, SPY, IJH, VOO

1.21%highest, IJH

FundTrailing yieldYield$10k

IJH1.21%$121

VOO1.07%$107

SPY1.01%$101

HAPI0.78%$78

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$116most kept, IJH

IJH$121 − $5 = $116

VOO$107 − $3 = $104

SPY$101 − $9 = $92

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, SPY, IJH, VOO

Today

92.7%most shared, SPY and VOO

HAPISPYIJHVOO

HAPI—50.7%0.2%49.8%

SPY50.7%—0.0%92.7%

IJH0.2%0.0%—0.1%

VOO49.8%92.7%0.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+17.5%IJH, at 15.8% volatility

HAPIWorst drop−8.1%12.9% vol

VOOWorst drop−8.9%13.7% vol

SPYWorst drop−8.9%13.7% vol

IJHWorst drop−8.8%15.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IJHVOO

+13.6%Year to date+11.3%

1.2%Yield1.1%

+17.5%Past year+13.6%

0.05%Fee0.03%

3–1IJH wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026