Compare · 4 funds side by side · dividends reinvested

HAPI, SPYM, VOO and VTV

HAPIHarbor×SPYMSPDR×VOOVanguard×VTVVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,585VTV · best of the four

02 / 04

HAPI, SPYM, VOO and VTV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.87%+18.5%+22.9%+20.9%+12.0%−6.4%10.7%$184B1.5

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.05%+8.8%+9.8%+21.8%+11.4%−8.9%13.6%$182B2.5

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T2.8

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$503M3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: HAPI 2022 · SPYM 2005 · VOO 2010 · VTV 2004

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Portfolio S&P 500 ETF · $182B$17,192

SPYM

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

$10,000 five years ago, dividends reinvested · they hold 50.8% in common

SPYMMeasureHAPI

+8.8%Year to dateJan 1 → Nov 6+8.0%

+9.8%1 yearTotal return+9.9%

+21.8%3 years · per year$10,000 became $18,082 · $18,006+21.7%

+11.4%5 years · per year$10,000 became $17,192 · […][…]

0.02%Expense ratio$2 · $35 a year on $10k · lower is better0.35%

1.05%Trailing 12-mo yield$105 · $80 a year on $10k0.80%

−8.9%Worst dropSmaller is better−8.1%

13.6%VolatilityLower is calmer12.7%

SPYMHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3SPYM wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPYM vs HAPI: Top 5 Holdings

Today

SPYM

27.8%in top 5

HAPI

in top 527.4%

SPYMStockHAPI

7.9%AAPL6.2%

6.9%NVDA4.6%

6.3%MSFT6.2%

4.0%AMZN6.0%

not top 5META4.4%

2.6%GOOGLnot top 5

Held in common50.8%

End-of-day Nov 6, 2026 · share of each fund

SPYM vs HAPI Returns, Every Period

SPDRSPYM

+9.8%

past year

HAPIHarbor

+9.9%

past year

SPYMHAPIFaded: behind in that period

2–1SPYM wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Stocks: SPYM vs VTV

YTD

SPDRSPYM

+8.8%

VTVVanguard

+18.5%

+8.8%Year to date+18.5%

−8.9%Worst drop · 1Y−6.4%

13.6%Volatility · 1Y10.7%

1.1%Yield1.9%

$182BAssets$184B

4–0VTV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, SPYM, VOO, VTV

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VOO0.03%$3

VTV0.03%$3

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: HAPI, SPYM, VOO, VTV

1.87%highest, VTV

FundTrailing yieldYield$10k

VTV1.87%$187

VOO1.10%$110

SPYM1.05%$105

HAPI0.80%$80

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$184most kept, VTV

VTV$187 − $3 = $184

VOO$110 − $3 = $107

SPYM$105 − $2 = $103

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: HAPI, SPYM, VOO, VTV

Today

92.2%most shared, SPYM and VOO

HAPISPYMVOOVTV

HAPI—50.8%49.7%35.4%

SPYM50.8%—92.2%44.0%

VOO49.7%92.2%—41.1%

VTV35.4%44.0%41.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+22.9%VTV, at 10.7% volatility

VTVWorst drop−6.4%10.7% vol

HAPIWorst drop−8.1%12.7% vol

VOOWorst drop−8.9%13.5% vol

SPYMWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VTVSPYM

+18.5%Year to date+8.8%

1.9%Yield1.1%

+22.9%Past year+9.8%

0.03%Fee0.02%

3–1VTV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTV vs SCHV

YTD

VanguardVTV

+18.5%

SCHVSchwab

+16.2%

+18.5%Year to date+16.2%

1.9%Yield1.8%

$184BAssets$15.4B

2–0VTV wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026