Compare · 4 funds side by side · dividends reinvested

HAPI, SPYM, VTI and QQQ

HAPIHarbor×SPYMSPDR×VTIVanguard×QQQInvesco×

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Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,806QQQ · best of the four

Story of the four · IncomeMost incomeVTI · 1.06% · $106 a year on $10k

Story of the four · RiskSmallest drop

HAPI, SPYM, VTI and QQQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.02%+12.0%+12.2%+21.7%+11.7%−8.9%13.7%$183B2.0

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+12.1%+12.2%+21.4%+10.6%−8.9%13.9%$689B2.3

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.45%+12.4%+11.2%+23.4%+12.2%−14.8%21.6%$464B2.8

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+11.5%+21.2%[…]−8.1%12.9%$497M2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 12, 2026 · returns include dividends · since: HAPI 2022 · SPYM 2005 · VTI 2001 · QQQ 1999

Head to Head

Swap sides Versus in desk

Head to Head

5Y

State Street SPDR Portfolio S&P 500 ETF · $183B$17,408

SPYM

More Ways to See the Pairs

SPYM vs HAPI: Top 5 Holdings

Today

SPYM

26.9%in top 5

HAPI

in top 527.2%

SPYMStockHAPI

7.8%AAPL6.2%

6.3%NVDAnot top 5

4.1%AMZN6.2%

6.1%MSFT6.0%

not top 5META

Cost, Income and Risk

Fees: HAPI, SPYM, VTI, QQQ

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VTI0.03%$3

QQQ0.18%$18

HAPI0.35%$35

End-of-day Nov 12, 2026 · fee on $10,000 a year

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+12.0%

SPYSPDR

+11.9%

+12.0%Year to date+11.9%

1.0%Yield1.0%

$183BAssets$793B

1–0SPYM wins

End-of-day Nov 12, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+12.4%

QQQInvesco

+12.4%

VTI vs ITOT

YTD

VanguardVTI

+12.1%

ITOTiShares

+11.9%

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $497M[…]

$10,000 five years ago, dividends reinvested · they hold 50.4% in common

SPYMMeasureHAPI

+12.0%Year to dateJan 1 → Nov 12+10.6%

+12.2%1 yearTotal return+11.5%

+21.7%3 years · per year$10,000 became $18,024 · $17,822+21.2%

+11.7%5 years · per year$10,000 became $17,408 · […][…]

0.02%Expense ratio$2 · $35 a year on $10k · lower is better0.35%

1.02%Trailing 12-mo yield$102 · $78 a year on $10k0.78%

−8.9%Worst dropSmaller is better−8.1%

13.7%VolatilityLower is calmer12.9%

SPYMHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

5–2SPYM wins

End-of-day Nov 12, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

4.6%

2.6%GOOGL4.3%

Held in common50.4%

End-of-day Nov 12, 2026 · share of each fund

SPYM vs HAPI Returns, Every Period

1Y

SPDRSPYM

+12.2%

past year

HAPIHarbor

+11.5%

past year

SPYMHAPIFaded: behind in that period

3–0SPYM wins

End-of-day Nov 12, 2026 · dividends in · faded = behind in that period

SPYM vs VTI

YTD

SPDRSPYM

+12.0%

VTIVanguard

+12.1%

+12.0%Year to date+12.1%

−8.9%Worst drop · 1Y−8.9%

13.7%Volatility · 1Y13.9%

1.0%Yield1.1%

$183BAssets$689B

2–1VTI wins

End-of-day Nov 12, 2026 · smaller drop and lower volatility win

Yields: HAPI, SPYM, VTI, QQQ

1Y

1.06%highest, VTI

FundTrailing yieldYield$10k

VTI1.06%$106

SPYM1.02%$102

HAPI0.78%$78

QQQ0.45%$45

End-of-day Nov 12, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$103most kept, VTI

VTI$106 − $3 = $103

SPYM$102 − $2 = $100

HAPI$78 − $35 = $43

QQQ$45 − $18 = $27

KeptFee

End-of-day Nov 12, 2026 · yield in dollars minus the fee

Overlap: HAPI, SPYM, VTI, QQQ

Today

85.8%most shared, SPYM and VTI

HAPISPYMVTIQQQ

HAPI—50.4%45.6%41.4%

SPYM50.4%—85.8%52.3%

VTI45.6%85.8%—49.5%

QQQ41.4%52.3%49.5%—

End-of-day Nov 12, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

1Y

+12.2%VTI, at 13.9% volatility

HAPIWorst drop−8.1%12.9% vol

SPYMWorst drop−8.9%13.7% vol

VTIWorst drop−8.9%13.9% vol

QQQWorst drop−14.8%21.6% vol

End-of-day Nov 12, 2026 · up and left is better

Paid More vs Made More

YTD

VTIQQQ

+12.1%Year to date+12.4%

1.1%Yield0.4%

+12.2%Past year+11.2%

0.03%Fee0.18%

3–1VTI wins

End-of-day Nov 12, 2026

Year to date

+12.4%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$464B

1–0QQQM wins

End-of-day Nov 12, 2026

+12.1%Year to date+11.9%

1.1%Yield1.0%

$689BAssets$96.5B

2–0VTI wins

End-of-day Nov 12, 2026

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HAPI, SPYM, VTI and QQQ

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Four