Compare · 4 funds side by side · dividends reinvested

HAPI, SPYM, VUG and VO

HAPIHarbor×SPYMSPDR×VUGVanguard×VOVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,192SPYM · best of the four

02 / 04

HAPI, SPYM, VUG and VO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.39%+10.6%+11.6%+18.6%+6.3%−8.2%12.9%$103B2.0

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.05%+8.8%+9.8%+21.8%+11.4%−8.9%13.6%$182B2.1

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$503M2.4

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.42%+1.4%+0.2%+22.6%+10.0%−15.1%19.0%$233B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: HAPI 2022 · SPYM 2005 · VUG 2004 · VO 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$17,192

$10,000 five years ago, dividends reinvested · they hold 50.8% in common

HAPIMeasureSPYM

+8.0%Year to dateJan 1 → Nov 6+8.8%

+9.9%1 yearTotal return+9.8%

+21.7%3 years · per year$10,000 became $18,006 · $18,082+21.8%

[…]5 years · per year$10,000 became […] · $17,192+11.4%

0.35%Expense ratio$35 · $2 a year on $10k · lower is better0.02%

0.80%Trailing 12-mo yield$80 · $105 a year on $10k1.05%

−8.1%Worst dropSmaller is better−8.9%

12.7%VolatilityLower is calmer13.6%

HAPISPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SPYM wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs SPYM: Top 5 Holdings

Today

HAPI

27.4%in top 5

SPYM

in top 527.8%

HAPIStockSPYM

6.2%AAPL7.9%

4.6%NVDA6.9%

6.2%MSFT6.3%

6.0%AMZN4.0%

4.4%METAnot top 5

not top 5GOOGL2.6%

Held in common50.8%

End-of-day Nov 6, 2026 · share of each fund

HAPI vs SPYM Returns, Every Period

HarborHAPI

+9.9%

past year

SPYMSPDR

+9.8%

past year

HAPISPYMFaded: behind in that period

1–2SPYM wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

HAPI vs VO

YTD

HarborHAPI

+8.0%

VOVanguard

+10.6%

+8.0%Year to date+10.6%

−8.1%Worst drop · 1Y−8.2%

12.7%Volatility · 1Y12.9%

0.8%Yield1.4%

$503MAssets$103B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, SPYM, VUG, VO

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VUG0.03%$3

VO0.03%$3

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: HAPI, SPYM, VUG, VO

1.39%highest, VO

FundTrailing yieldYield$10k

VO1.39%$139

SPYM1.05%$105

HAPI0.80%$80

VUG0.42%$42

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, VO

VO$139 − $3 = $136

SPYM$105 − $2 = $103

HAPI$80 − $35 = $45

VUG$42 − $3 = $39

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: HAPI, SPYM, VUG, VO

Today

54.8%most shared, SPYM and VUG

HAPISPYMVUGVO

HAPI—50.8%43.6%13.5%

SPYM50.8%—54.8%16.2%

VUG43.6%54.8%—10.2%

VO13.5%16.2%10.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+11.6%VO, at 12.9% volatility

HAPIWorst drop−8.1%12.7% vol

VOWorst drop−8.2%12.9% vol

SPYMWorst drop−8.9%13.6% vol

VUGWorst drop−15.1%19.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VOSPYM

+10.6%Year to date+8.8%

1.4%Yield1.1%

+11.6%Past year+9.8%

0.03%Fee0.02%

3–1VO wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026