Compare · 4 funds side by side · dividends reinvested

HAPI, SPYM, VUG and VOO

HAPIHarbor×SPYMSPDR×VUGVanguard×VOOVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,126SPYM · best of the four

02 / 04

HAPI, SPYM, VUG and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.01%+13.4%+13.5%+24.3%+12.6%−8.9%12.8%$182B1.8

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.05%+13.4%+13.5%+24.2%+12.6%−8.9%12.8%$1.00T2.3

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$503M2.4

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.40%+6.3%+3.4%+25.4%+11.4%−16.1%18.2%$233B3.3

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: HAPI 2022 · SPYM 2005 · VUG 2004 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

VOO

Vanguard S&P 500 ETF · $1.00T$18,115

$10,000 five years ago, dividends reinvested · they hold 49.9% in common

HAPIMeasureVOO

+12.3%Year to dateJan 1 → Nov 4+13.4%

+13.6%1 yearTotal return+13.5%

+23.9%3 years · per year$10,000 became $19,002 · $19,172+24.2%

[…]5 years · per year$10,000 became […] · $18,115+12.6%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.77%Trailing 12-mo yield$77 · $105 a year on $10k1.05%

−8.1%Worst dropSmaller is better−8.9%

12.2%VolatilityLower is calmer12.8%

HAPIVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4VOO wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs VOO: Top 5 Holdings

Today

HAPI

27.0%in top 5

VOO

in top 528.3%

HAPIStockVOO

5.1%NVDA8.4%

5.9%AAPL7.4%

5.9%MSFT5.8%

5.7%AMZN3.7%

4.4%METAnot top 5

not top 5GOOGL3.1%

Held in common49.9%

End-of-day Nov 4, 2026 · share of each fund

HAPI vs VOO Returns, Every Period

HarborHAPI

+13.6%

past year

VOOVanguard

+13.5%

past year

HAPIVOOFaded: behind in that period

1–2VOO wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Stocks vs Core: HAPI vs VOO

YTD

HarborHAPI

+12.3%

VOOVanguard

+13.4%

+12.3%Year to date+13.4%

−8.1%Worst drop · 1Y−8.9%

12.2%Volatility · 1Y12.8%

0.8%Yield1.1%

$503MAssets$1.00T

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, SPYM, VUG, VOO

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VUG0.03%$3

VOO0.03%$3

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: HAPI, SPYM, VUG, VOO

1.05%highest, VOO

FundTrailing yieldYield$10k

VOO1.05%$105

SPYM1.01%$101

HAPI0.77%$77

VUG0.40%$40

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$102most kept, VOO

VOO$105 − $3 = $102

SPYM$101 − $2 = $99

HAPI$77 − $35 = $42

VUG$40 − $3 = $37

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: HAPI, SPYM, VUG, VOO

Today

94.5%most shared, SPYM and VOO

HAPISPYMVUGVOO

HAPI—50.1%43.7%49.9%

SPYM50.1%—55.4%94.5%

VUG43.7%55.4%—58.2%

VOO49.9%94.5%58.2%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.6%HAPI, at 12.2% volatility

HAPIWorst drop−8.1%12.2% vol

VOOWorst drop−8.9%12.8% vol

SPYMWorst drop−8.9%12.8% vol

VUGWorst drop−16.1%18.2% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VOOSPYM

+13.4%Year to date+13.4%

1.1%Yield1.0%

+13.5%Past year+13.5%

0.03%Fee0.02%

1–1level

End-of-day Nov 4, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026