Compare · 3 funds side by side · dividends reinvested

HAPI, SPYM and VUG

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,126SPYM · best of the three

02 / 04

HAPI, SPYM and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.01%+13.4%+13.5%+24.3%+12.6%−8.9%12.8%$182B1.5

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$503M1.9

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.40%+6.3%+3.4%+25.4%+11.4%−16.1%18.2%$233B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: HAPI 2022 · SPYM 2005 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Portfolio S&P 500 ETF · $182B$18,126

SPYM

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

$10,000 five years ago, dividends reinvested · they hold 50.1% in common

SPYMMeasureHAPI

+13.4%Year to dateJan 1 → Nov 4+12.3%

+13.5%1 yearTotal return+13.6%

+24.3%3 years · per year$10,000 became $19,186 · $19,002+23.9%

+12.6%5 years · per year$10,000 became $18,126 · […][…]

0.02%Expense ratio$2 · $35 a year on $10k · lower is better0.35%

1.01%Trailing 12-mo yield$101 · $77 a year on $10k0.77%

−8.9%Worst dropSmaller is better−8.1%

12.8%VolatilityLower is calmer12.2%

SPYMHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3SPYM wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPYM vs HAPI: Top 5 Holdings

Today

SPYM

27.3%in top 5

HAPI

in top 527.0%

SPYMStockHAPI

7.7%NVDA5.1%

7.4%AAPL5.9%

5.9%MSFT5.9%

3.8%AMZN5.7%

not top 5META4.4%

2.5%GOOGLnot top 5

Held in common50.1%

End-of-day Nov 4, 2026 · share of each fund

SPYM vs HAPI Returns, Every Period

SPDRSPYM

+13.5%

past year

HAPIHarbor

+13.6%

past year

SPYMHAPIFaded: behind in that period

2–1SPYM wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Core vs Stocks: SPYM vs HAPI

YTD

SPDRSPYM

+13.4%

HAPIHarbor

+12.3%

+13.4%Year to date+12.3%

−8.9%Worst drop · 1Y−8.1%

12.8%Volatility · 1Y12.2%

1.0%Yield0.8%

$182BAssets$503M

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, SPYM, VUG

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VUG0.03%$3

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: HAPI, SPYM, VUG

1.01%highest, SPYM

FundTrailing yieldYield$10k

SPYM1.01%$101

HAPI0.77%$77

VUG0.40%$40

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$99most kept, SPYM

SPYM$101 − $2 = $99

HAPI$77 − $35 = $42

VUG$40 − $3 = $37

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: HAPI, SPYM, VUG

Today

55.4%most shared, SPYM and VUG

HAPISPYMVUG

HAPI—50.1%43.7%

SPYM50.1%—55.4%

VUG43.7%55.4%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.6%HAPI, at 12.2% volatility

HAPIWorst drop−8.1%12.2% vol

SPYMWorst drop−8.9%12.8% vol

VUGWorst drop−16.1%18.2% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SPYMHAPI

+13.4%Year to date+12.3%

1.0%Yield0.8%

+13.5%Past year+13.6%

0.02%Fee0.35%

3–1SPYM wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026