Compare · 4 funds side by side · dividends reinvested

HAPI, VO, IVV and QQQ

HAPIHarbor×VOVanguard×IVViShares×QQQInvesco×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,352QQQ · best of the four

02 / 04

HAPI, VO, IVV and QQQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.39%+10.7%+12.4%+18.9%+6.4%−8.2%12.9%$103B1.9

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.4%+9.7%+22.1%+11.4%−8.9%13.6%$850B2.3

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.2%+10.5%+22.1%[…]−8.1%12.8%$503M2.4

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.48%+5.7%+5.0%+23.3%+11.7%−14.8%21.3%$469B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: HAPI 2022 · VO 2004 · IVV 2000 · QQQ 1999

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

Vanguard Morningstar Mid-Cap ETF · $103B$13,616

$10,000 five years ago, dividends reinvested · they hold 13.5% in common

HAPIMeasureVO

+8.2%Year to dateJan 1 → Nov 5+10.7%

+10.5%1 yearTotal return+12.4%

+22.1%3 years · per year$10,000 became $18,219 · $16,795+18.9%

[…]5 years · per year$10,000 became […] · $13,616+6.4%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.80%Trailing 12-mo yield$80 · $139 a year on $10k1.39%

−8.1%Worst dropSmaller is better−8.2%

12.8%VolatilityLower is calmer12.9%

HAPIVO Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4VO wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs VO: Top 5 Holdings

Today

HAPI

27.4%in top 5

in top 55.3%

HAPIStockVO

6.2%MSFTnot top 5

6.1%AAPLnot top 5

5.9%AMZNnot top 5

4.9%NVDAnot top 5

4.4%METAnot top 5

not top 5NET1.1%

not top 5VLO1.1%

not top 5MPC1.1%

not top 5PSX1.0%

not top 5PWR1.0%

Held in common13.5%

End-of-day Nov 5, 2026 · share of each fund

HAPI vs VO Returns, Every Period

HarborHAPI

+10.5%

past year

VOVanguard

+12.4%

past year

HAPIVOFaded: behind in that period

1–2VO wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

HAPI vs VO

YTD

HarborHAPI

+8.2%

VOVanguard

+10.7%

+8.2%Year to date+10.7%

−8.1%Worst drop · 1Y−8.2%

12.8%Volatility · 1Y12.9%

0.8%Yield1.4%

$503MAssets$103B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VO, IVV, QQQ

Today

0.03%lowest, VO

FundExpense ratioFee$10k

VO0.03%$3

IVV0.03%$3

QQQ0.18%$18

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: HAPI, VO, IVV, QQQ

1.39%highest, VO

FundTrailing yieldYield$10k

VO1.39%$139

IVV1.14%$114

HAPI0.80%$80

QQQ0.48%$48

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, VO

VO$139 − $3 = $136

IVV$114 − $3 = $111

HAPI$80 − $35 = $45

QQQ$48 − $18 = $30

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: HAPI, VO, IVV, QQQ

Today

52.8%most shared, IVV and QQQ

HAPIVOIVVQQQ

HAPI—13.5%50.6%41.6%

VO13.5%—16.0%9.3%

IVV50.6%16.0%—52.8%

QQQ41.6%9.3%52.8%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+12.4%VO, at 12.9% volatility

HAPIWorst drop−8.1%12.8% vol

VOWorst drop−8.2%12.9% vol

IVVWorst drop−8.9%13.6% vol

QQQWorst drop−14.8%21.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VOIVV

+10.7%Year to date+8.4%

1.4%Yield1.1%

+12.4%Past year+9.7%

0.03%Fee0.03%

3–0VO wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+5.9%

QQQInvesco

+5.7%

+5.9%Year to date+5.7%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$469B

2–0QQQM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026