Compare · 3 funds side by side · dividends reinvested

HAPI, VOO and IJR

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,115VOO · best of the three

02 / 04

HAPI, VOO and IJR, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.05%+13.4%+13.5%+24.2%+12.6%−8.9%12.8%$1.00T1.8

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.20%+19.9%+22.7%+19.3%+6.8%−9.7%15.8%$108B2.0

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$503M2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: HAPI 2022 · VOO 2010 · IJR 2000

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core S&P Small-Cap ETF · $108B$13,920

IJR

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

$10,000 five years ago, dividends reinvested · they hold 0.1% in common

IJRMeasureHAPI

+19.9%Year to dateJan 1 → Nov 4+12.3%

+22.7%1 yearTotal return+13.6%

+19.3%3 years · per year$10,000 became $16,979 · $19,002+23.9%

+6.8%5 years · per year$10,000 became $13,920 · […][…]

0.06%Expense ratio$6 · $35 a year on $10k · lower is better0.35%

1.20%Trailing 12-mo yield$120 · $77 a year on $10k0.77%

−9.7%Worst dropSmaller is better−8.1%

15.8%VolatilityLower is calmer12.2%

IJRHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3IJR wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IJR vs HAPI: Top 5 Holdings

Today

IJR

2.7%in top 5

HAPI

in top 527.0%

IJRStockHAPI

not top 5MSFT5.9%

not top 5AAPL5.9%

not top 5AMZN5.7%

not top 5NVDA5.1%

not top 5META4.4%

0.6%VSATnot top 5

0.6%PAYCnot top 5

0.5%RHPnot top 5

0.5%PTGXnot top 5

0.5%MTCHnot top 5

Held in common0.1%

End-of-day Nov 4, 2026 · share of each fund

IJR vs HAPI Returns, Every Period

iSharesIJR

+22.7%

past year

HAPIHarbor

+13.6%

past year

IJRHAPIFaded: behind in that period

2–1IJR wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Stocks vs Core: IJR vs VOO

YTD

iSharesIJR

+19.9%

VOOVanguard

+13.4%

+19.9%Year to date+13.4%

−9.7%Worst drop · 1Y−8.9%

15.8%Volatility · 1Y12.8%

1.2%Yield1.1%

$108BAssets$1.00T

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VOO, IJR

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

IJR0.06%$6

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: HAPI, VOO, IJR

1.20%highest, IJR

FundTrailing yieldYield$10k

IJR1.20%$120

VOO1.05%$105

HAPI0.77%$77

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$114most kept, IJR

IJR$120 − $6 = $114

VOO$105 − $3 = $102

HAPI$77 − $35 = $42

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: HAPI, VOO, IJR

Today

49.9%most shared, HAPI and VOO

HAPIVOOIJR

HAPI—49.9%0.1%

VOO49.9%—0.0%

IJR0.1%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+22.7%IJR, at 15.8% volatility

HAPIWorst drop−8.1%12.2% vol

VOOWorst drop−8.9%12.8% vol

IJRWorst drop−9.7%15.8% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

IJRVOO

+19.9%Year to date+13.4%

1.2%Yield1.1%

+22.7%Past year+13.5%

0.06%Fee0.03%

3–1IJR wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026