Compare · 4 funds side by side · dividends reinvested

HAPI, VOO, VTV and IWF

HAPIHarbor×VOOVanguard×VTVVanguard×IWFiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,585VTV · best of the four

02 / 04

HAPI, VOO, VTV and IWF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.87%+18.5%+22.9%+20.9%+12.0%−6.4%10.7%$184B1.3

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T2.1

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$484M2.6

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.39%−5.3%−6.5%+19.4%+9.1%−14.6%19.4%$115B3.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: HAPI 2022 · VOO 2010 · VTV 2004 · IWF 2000

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard S&P 500 ETF · $1.00T$17,177

VOO

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $484M[…]

$10,000 five years ago, dividends reinvested · they hold 49.7% in common

VOOMeasureHAPI

+8.7%Year to dateJan 1 → Nov 6+8.0%

+9.8%1 yearTotal return+9.9%

+21.8%3 years · per year$10,000 became $18,079 · $18,006+21.7%

+11.4%5 years · per year$10,000 became $17,177 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

1.10%Trailing 12-mo yield$110 · $80 a year on $10k0.80%

−8.9%Worst dropSmaller is better−8.1%

13.5%VolatilityLower is calmer12.7%

VOOHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3VOO wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VOO vs HAPI: Top 5 Holdings

Today

VOO

28.3%in top 5

HAPI

in top 527.4%

VOOStockHAPI

8.4%NVDA4.6%

7.4%AAPL6.2%

5.8%MSFT6.2%

3.7%AMZN6.0%

not top 5META4.4%

3.1%GOOGLnot top 5

Held in common49.7%

End-of-day Nov 6, 2026 · share of each fund

VOO vs HAPI Returns, Every Period

VanguardVOO

+9.8%

past year

HAPIHarbor

+9.9%

past year

VOOHAPIFaded: behind in that period

2–1VOO wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Stocks: VOO vs VTV

YTD

VanguardVOO

+8.7%

VTVVanguard

+18.5%

+8.7%Year to date+18.5%

−8.9%Worst drop · 1Y−6.4%

13.5%Volatility · 1Y10.7%

1.1%Yield1.9%

$1.00TAssets$184B

4–0VTV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VOO, VTV, IWF

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

VTV0.03%$3

IWF0.18%$18

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: HAPI, VOO, VTV, IWF

1.87%highest, VTV

FundTrailing yieldYield$10k

VTV1.87%$187

VOO1.10%$110

HAPI0.80%$80

IWF0.39%$39

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$184most kept, VTV

VTV$187 − $3 = $184

VOO$110 − $3 = $107

HAPI$80 − $35 = $45

IWF$39 − $18 = $21

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: HAPI, VOO, VTV, IWF

Today

59.3%most shared, VOO and IWF

HAPIVOOVTVIWF

HAPI—49.7%35.4%44.0%

VOO49.7%—41.1%59.3%

VTV35.4%41.1%—11.8%

IWF44.0%59.3%11.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+22.9%VTV, at 10.7% volatility

VTVWorst drop−6.4%10.7% vol

HAPIWorst drop−8.1%12.7% vol

VOOWorst drop−8.9%13.5% vol

IWFWorst drop−14.6%19.4% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VTVVOO

+18.5%Year to date+8.7%

1.9%Yield1.1%

+22.9%Past year+9.8%

0.03%Fee0.03%

3–0VTV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 6, 2026

VTV vs SCHV

YTD

VanguardVTV

+18.5%

SCHVSchwab

+16.2%

+18.5%Year to date+16.2%

1.9%Yield1.8%

$184BAssets$15.4B

2–0VTV wins

End-of-day Nov 6, 2026