Compare · 2 funds side by side · dividends reinvested

HAPI and VOO

HAPIHarbor×VOOVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,115VOO · best of the two

02 / 04

HAPI and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.3

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.79%+10.1%+11.0%+23.6%[…]−8.1%12.1%$491M1.7

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: HAPI 2022 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $491M[…]

HAPI

VOO

Vanguard S&P 500 ETF · $1.00T$18,115

$10,000 five years ago, dividends reinvested · they hold 49.9% in common

HAPIMeasureVOO

+10.1%Year to dateJan 1 → Nov 4+11.5%

+11.0%1 yearTotal return+11.9%

+23.6%3 years · per year$10,000 became $18,900 · $19,094+24.1%

[…]5 years · per year$10,000 became […] · $17,749+12.2%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.79%Trailing 12-mo yield$79 · $107 a year on $10k1.07%

−8.1%Worst dropSmaller is better−8.9%

12.1%VolatilityLower is calmer12.7%

HAPIVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5VOO wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs VOO: Top 5 Holdings

Today

HAPI

27.0%in top 5

VOO

in top 528.3%

HAPIStockVOO

5.1%NVDA8.4%

5.9%AAPL7.4%

5.9%MSFT5.8%

5.7%AMZN3.7%

4.4%METAnot top 5

not top 5GOOGL3.1%

Held in common49.9%

End-of-day Nov 4, 2026 · share of each fund

HAPI vs VOO Returns, Every Period

HarborHAPI

+11.0%

past year

VOOVanguard

+11.9%

past year

HAPIVOOFaded: behind in that period

0–3VOO wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Stocks vs Core: HAPI vs VOO

YTD

HarborHAPI

+10.1%

VOOVanguard

+11.5%

+10.1%Year to date+11.5%

−8.1%Worst drop · 1Y−8.9%

12.1%Volatility · 1Y12.7%

0.8%Yield1.1%

$491MAssets$1.00T

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: HAPI, VOO

1.07%highest, VOO

FundTrailing yieldYield$10k

VOO1.07%$107

HAPI0.79%$79

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$104most kept, VOO

VOO$107 − $3 = $104

HAPI$79 − $35 = $44

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: HAPI, VOO

Today

49.9%most shared, HAPI and VOO

HAPIVOO

HAPI—49.9%

VOO49.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+11.9%VOO, at 12.7% volatility

HAPIWorst drop−8.1%12.1% vol

VOOWorst drop−8.9%12.7% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VOOHAPI

+11.5%Year to date+10.1%

1.1%Yield0.8%

+11.9%Past year+11.0%

0.03%Fee0.35%

4–0VOO wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026