Compare · 4 funds side by side · dividends reinvested

HAPI, VTI, QQQ and IVV

HAPIHarbor×VTIVanguard×QQQInvesco×IVViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,509QQQ · best of the four

02 / 04

HAPI, VTI, QQQ and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.7%+9.8%+21.8%+11.4%−8.9%13.6%$853B1.9

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$484M2.3

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B2.4

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.47%+7.2%+5.8%+23.2%+11.9%−14.8%21.3%$469B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: HAPI 2022 · VTI 2001 · QQQ 1999 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

Invesco QQQ Trust, Series 1 · $469B$17,509

QQQ

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $484M[…]

$10,000 five years ago, dividends reinvested · they hold 41.9% in common

QQQMeasureHAPI

+7.2%Year to dateJan 1 → Nov 6+8.0%

+5.8%1 yearTotal return+9.9%

+23.2%3 years · per year$10,000 became $18,694 · $18,006+21.7%

+11.9%5 years · per year$10,000 became $17,509 · […][…]

0.18%Expense ratio$18 · $35 a year on $10k · lower is better0.35%

0.47%Trailing 12-mo yield$47 · $80 a year on $10k0.80%

−14.8%Worst dropSmaller is better−8.1%

21.3%VolatilityLower is calmer12.7%

QQQHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5HAPI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

QQQ vs HAPI: Top 5 Holdings

Today

QQQ

31.6%in top 5

HAPI

in top 527.4%

QQQStockHAPI

8.7%AAPL6.2%

7.6%NVDA4.6%

6.9%MSFT6.2%

4.9%AMZN6.0%

not top 5META4.4%

3.5%MUnot top 5

Held in common41.9%

End-of-day Nov 6, 2026 · share of each fund

QQQ vs HAPI Returns, Every Period

InvescoQQQ

+5.8%

past year

HAPIHarbor

+9.9%

past year

QQQHAPIFaded: behind in that period

1–2HAPI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

QQQ vs IVV

YTD

InvescoQQQ

+7.2%

IVViShares

+8.7%

+7.2%Year to date+8.7%

−14.8%Worst drop · 1Y−8.9%

21.3%Volatility · 1Y13.6%

0.5%Yield1.1%

$469BAssets$853B

4–0IVV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VTI, QQQ, IVV

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

IVV0.03%$3

QQQ0.18%$18

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: HAPI, VTI, QQQ, IVV

1.14%highest, IVV

FundTrailing yieldYield$10k

IVV1.14%$114

VTI1.09%$109

HAPI0.80%$80

QQQ0.47%$47

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

VTI$109 − $3 = $106

HAPI$80 − $35 = $45

QQQ$47 − $18 = $29

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: HAPI, VTI, QQQ, IVV

Today

85.5%most shared, VTI and IVV

HAPIVTIQQQIVV

HAPI—46.0%41.9%50.8%

VTI46.0%—49.9%85.5%

QQQ41.9%49.9%—52.1%

IVV50.8%85.5%52.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+9.9%HAPI, at 12.7% volatility

HAPIWorst drop−8.1%12.7% vol

IVVWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

QQQWorst drop−14.8%21.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

IVVVTI

+8.7%Year to date+8.9%

1.1%Yield1.1%

+9.8%Past year+9.9%

0.03%Fee0.03%

2–0VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+7.2%

QQQInvesco

+7.2%

+7.2%Year to date+7.2%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$469B

1–0QQQM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026