Compare · 4 funds side by side · dividends reinvested

HAPI, VTI, VTV and VO

HAPIHarbor×VTIVanguard×VTVVanguard×VOVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,803VTV · best of the four

02 / 04

HAPI, VTI, VTV and VO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.83%+21.0%+24.8%+20.7%+12.2%−6.4%10.8%$184B1.3

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.35%+13.6%+14.4%+18.0%+6.7%−8.2%13.0%$103B2.5

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.07%+11.2%+13.2%+21.2%+10.6%−8.9%13.9%$689B2.8

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.79%+10.1%+13.1%+21.3%[…]−8.1%12.9%$483M3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 10, 2026 · returns include dividends · since: HAPI 2022 · VTI 2001 · VTV 2004 · VO 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

HAPI

Vanguard Morningstar Mid-Cap ETF · $103B$13,829

$10,000 five years ago, dividends reinvested · they hold 13.5% in common

HAPIMeasureVO

+10.1%Year to dateJan 1 → Nov 10+13.6%

+13.1%1 yearTotal return+14.4%

+21.3%3 years · per year$10,000 became $17,837 · $16,445+18.0%

[…]5 years · per year$10,000 became […] · $13,829+6.7%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.79%Trailing 12-mo yield$79 · $135 a year on $10k1.35%

−8.1%Worst dropSmaller is better−8.2%

12.9%VolatilityLower is calmer13.0%

HAPIVO Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4VO wins

End-of-day Nov 10, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs VO: Top 5 Holdings

Today

HAPI

27.3%in top 5

in top 55.3%

HAPIStockVO

6.2%AAPLnot top 5

6.1%MSFTnot top 5

6.1%AMZNnot top 5

4.5%METAnot top 5

4.4%NVDAnot top 5

not top 5NET1.1%

not top 5VLO1.1%

not top 5MPC1.1%

not top 5PSX1.0%

not top 5PWR1.0%

Held in common13.5%

End-of-day Nov 10, 2026 · share of each fund

HAPI vs VO Returns, Every Period

HarborHAPI

+13.1%

past year

VOVanguard

+14.4%

past year

HAPIVOFaded: behind in that period

1–2VO wins

End-of-day Nov 10, 2026 · dividends in · faded = behind in that period

HAPI vs VTV

YTD

HarborHAPI

+10.1%

VTVVanguard

+21.0%

+10.1%Year to date+21.0%

−8.1%Worst drop · 1Y−6.4%

12.9%Volatility · 1Y10.8%

0.8%Yield1.8%

$483MAssets$184B

4–0VTV wins

End-of-day Nov 10, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VTI, VTV, VO

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VTV0.03%$3

VO0.03%$3

HAPI0.35%$35

End-of-day Nov 10, 2026 · fee on $10,000 a year

Yields: HAPI, VTI, VTV, VO

1.83%highest, VTV

FundTrailing yieldYield$10k

VTV1.83%$183

VO1.35%$135

VTI1.07%$107

HAPI0.79%$79

End-of-day Nov 10, 2026 · trailing 12-month yield

Income After Fees on $10,000

$180most kept, VTV

VTV$183 − $3 = $180

VO$135 − $3 = $132

VTI$107 − $3 = $104

HAPI$79 − $35 = $44

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee

Overlap: HAPI, VTI, VTV, VO

Today

45.8%most shared, HAPI and VTI

HAPIVTIVTVVO

HAPI—45.8%35.5%13.5%

VTI45.8%—37.1%15.0%

VTV35.5%37.1%—28.5%

VO13.5%15.0%28.5%—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+24.8%VTV, at 10.8% volatility

VTVWorst drop−6.4%10.8% vol

HAPIWorst drop−8.1%12.9% vol

VOWorst drop−8.2%13.0% vol

VTIWorst drop−8.9%13.9% vol

End-of-day Nov 10, 2026 · up and left is better

Paid More vs Made More

YTD

VTVVO

+21.0%Year to date+13.6%

1.8%Yield1.4%

+24.8%Past year+14.4%

0.03%Fee0.03%

3–0VTV wins

End-of-day Nov 10, 2026

Popular Pairs Near These Four

VTI vs ITOT

YTD

VanguardVTI

+11.2%

ITOTiShares

+11.0%

+11.2%Year to date+11.0%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 10, 2026

VTV vs SCHV

YTD

VanguardVTV

+21.0%

SCHVSchwab

+18.8%

+21.0%Year to date+18.8%

1.8%Yield1.8%

$184BAssets$15.7B

1–0VTV wins

End-of-day Nov 10, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026