Compare · 4 funds side by side · dividends reinvested

HAPI, VTV, VOO and VTI

HAPIHarbor×VTVVanguard×VOOVanguard×VTIVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,626VTV · best of the four

02 / 04

HAPI, VTV, VOO and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.86%+19.0%+24.0%+21.3%+12.0%−6.4%10.7%$184B1.4

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T2.4

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.2%+10.5%+22.1%[…]−8.1%12.8%$503M2.9

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: HAPI 2022 · VTV 2004 · VOO 2010 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

VOO

Vanguard S&P 500 ETF · $1.00T$17,156

$10,000 five years ago, dividends reinvested · they hold 49.9% in common

HAPIMeasureVOO

+8.2%Year to dateJan 1 → Nov 5+8.4%

+10.5%1 yearTotal return+9.8%

+22.1%3 years · per year$10,000 became $18,219 · $18,224+22.1%

[…]5 years · per year$10,000 became […] · $17,156+11.4%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.80%Trailing 12-mo yield$80 · $110 a year on $10k1.10%

−8.1%Worst dropSmaller is better−8.9%

12.8%VolatilityLower is calmer13.5%

HAPIVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs VOO: Top 5 Holdings

Today

HAPI

27.4%in top 5

VOO

in top 528.3%

HAPIStockVOO

4.9%NVDA8.4%

6.1%AAPL7.4%

6.2%MSFT5.8%

5.9%AMZN3.7%

4.4%METAnot top 5

not top 5GOOGL3.1%

Held in common49.9%

End-of-day Nov 5, 2026 · share of each fund

HAPI vs VOO Returns, Every Period

HarborHAPI

+10.5%

past year

VOOVanguard

+9.8%

past year

HAPIVOOFaded: behind in that period

1–1Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

HAPI vs VTV

YTD

HarborHAPI

+8.2%

VTVVanguard

+19.0%

+8.2%Year to date+19.0%

−8.1%Worst drop · 1Y−6.4%

12.8%Volatility · 1Y10.7%

0.8%Yield1.9%

$503MAssets$184B

4–0VTV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VTV, VOO, VTI

Today

0.03%lowest, VTV

FundExpense ratioFee$10k

VTV0.03%$3

VOO0.03%$3

VTI0.03%$3

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: HAPI, VTV, VOO, VTI

1.86%highest, VTV

FundTrailing yieldYield$10k

VTV1.86%$186

VOO1.10%$110

VTI1.10%$110

HAPI0.80%$80

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$183most kept, VTV

VTV$186 − $3 = $183

VOO$110 − $3 = $107

VTI$110 − $3 = $107

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: HAPI, VTV, VOO, VTI

Today

89.0%most shared, VOO and VTI

HAPIVTVVOOVTI

HAPI—35.3%49.9%46.2%

VTV35.3%—41.1%37.1%

VOO49.9%41.1%—89.0%

VTI46.2%37.1%89.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+24.0%VTV, at 10.7% volatility

VTVWorst drop−6.4%10.7% vol

HAPIWorst drop−8.1%12.8% vol

VOOWorst drop−8.9%13.5% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VTVVTI

+19.0%Year to date+8.4%

1.9%Yield1.1%

+24.0%Past year+9.9%

0.03%Fee0.03%

3–0VTV wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

VTV vs SCHV

YTD

VanguardVTV

+19.0%

SCHVSchwab

+16.6%

+19.0%Year to date+16.6%

1.9%Yield1.8%

$184BAssets$15.4B

2–0VTV wins

End-of-day Nov 5, 2026