Compare · 4 funds side by side · dividends reinvested

HAPI, VUG, SPYM and IWF

HAPIHarbor×VUGVanguard×SPYMSPDR×IWFiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,164SPYM · best of the four

02 / 04

HAPI, VUG, SPYM and IWF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.06%+8.4%+9.8%+22.1%+11.4%−8.9%13.6%$182B1.5

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.2%+10.5%+22.1%[…]−8.1%12.8%$503M2.0

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.43%+0.5%−0.6%+22.8%+9.9%−15.1%19.0%$233B2.6

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.39%−6.5%−7.6%+19.5%+8.9%−14.6%19.3%$121B3.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: HAPI 2022 · VUG 2004 · SPYM 2005 · IWF 2000

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Portfolio S&P 500 ETF · $182B$17,164

SPYM

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

$10,000 five years ago, dividends reinvested · they hold 50.6% in common

SPYMMeasureHAPI

+8.4%Year to dateJan 1 → Nov 5+8.2%

+9.8%1 yearTotal return+10.5%

+22.1%3 years · per year$10,000 became $18,222 · $18,219+22.1%

+11.4%5 years · per year$10,000 became $17,164 · […][…]

0.02%Expense ratio$2 · $35 a year on $10k · lower is better0.35%

1.06%Trailing 12-mo yield$106 · $80 a year on $10k0.80%

−8.9%Worst dropSmaller is better−8.1%

13.6%VolatilityLower is calmer12.8%

SPYMHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPYM vs HAPI: Top 5 Holdings

Today

SPYM

27.7%in top 5

HAPI

in top 527.4%

SPYMStockHAPI

7.7%AAPL6.1%

7.3%NVDA4.9%

6.2%MSFT6.2%

3.9%AMZN5.9%

not top 5META4.4%

2.6%GOOGLnot top 5

Held in common50.6%

End-of-day Nov 5, 2026 · share of each fund

SPYM vs HAPI Returns, Every Period

SPDRSPYM

+9.8%

past year

HAPIHarbor

+10.5%

past year

SPYMHAPIFaded: behind in that period

1–1Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs Stocks: SPYM vs HAPI

YTD

SPDRSPYM

+8.4%

HAPIHarbor

+8.2%

+8.4%Year to date+8.2%

−8.9%Worst drop · 1Y−8.1%

13.6%Volatility · 1Y12.8%

1.1%Yield0.8%

$182BAssets$503M

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VUG, SPYM, IWF

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VUG0.03%$3

IWF0.18%$18

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: HAPI, VUG, SPYM, IWF

1.06%highest, SPYM

FundTrailing yieldYield$10k

SPYM1.06%$106

HAPI0.80%$80

VUG0.43%$43

IWF0.39%$39

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$104most kept, SPYM

SPYM$106 − $2 = $104

HAPI$80 − $35 = $45

VUG$43 − $3 = $40

IWF$39 − $18 = $21

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: HAPI, VUG, SPYM, IWF

Today

78.0%most shared, VUG and IWF

HAPIVUGSPYMIWF

HAPI—43.9%50.6%43.8%

VUG43.9%—55.4%78.0%

SPYM50.6%55.4%—56.4%

IWF43.8%78.0%56.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+10.5%HAPI, at 12.8% volatility

HAPIWorst drop−8.1%12.8% vol

SPYMWorst drop−8.9%13.6% vol

VUGWorst drop−15.1%19.0% vol

IWFWorst drop−14.6%19.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SPYMHAPI

+8.4%Year to date+8.2%

1.1%Yield0.8%

+9.8%Past year+10.5%

0.02%Fee0.35%

3–1SPYM wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026