Compare · 4 funds side by side · dividends reinvested

HAPI, VUG, SPYM and QQQ

HAPIHarbor×VUGVanguard×SPYMSPDR×QQQInvesco×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,509QQQ · best of the four

02 / 04

HAPI, VUG, SPYM and QQQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.05%+8.8%+9.8%+21.8%+11.4%−8.9%13.6%$182B1.8

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$503M2.1

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.47%+7.2%+5.8%+23.2%+11.9%−14.8%21.3%$469B2.6

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.42%+1.4%+0.2%+22.6%+10.0%−15.1%19.0%$233B3.3

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: HAPI 2022 · VUG 2004 · SPYM 2005 · QQQ 1999

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

VUG

Vanguard Morningstar Growth ETF · $233B$16,124

$10,000 five years ago, dividends reinvested · they hold 43.6% in common

HAPIMeasureVUG

+8.0%Year to dateJan 1 → Nov 6+1.4%

+9.9%1 yearTotal return+0.2%

+21.7%3 years · per year$10,000 became $18,006 · $18,415+22.6%

[…]5 years · per year$10,000 became […] · $16,124+10.0%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

0.80%Trailing 12-mo yield$80 · $42 a year on $10k0.42%

−8.1%Worst dropSmaller is better−15.1%

12.7%VolatilityLower is calmer19.0%

HAPIVUG Winner of the row, in its colourEach row: the bigger of the two fills its side

5–2HAPI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs VUG: Top 5 Holdings

Today

HAPI

27.4%in top 5

VUG

in top 545.2%

HAPIStockVUG

4.6%NVDA13.5%

6.2%AAPL12.5%

6.2%MSFT9.7%

6.0%AMZNnot top 5

not top 5GOOGL5.2%

4.4%METAnot top 5

not top 5AVGO4.3%

Held in common43.6%

End-of-day Nov 6, 2026 · share of each fund

HAPI vs VUG Returns, Every Period

HarborHAPI

+9.9%

past year

VUGVanguard

+0.2%

past year

HAPIVUGFaded: behind in that period

2–1HAPI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Stocks vs Core: HAPI vs SPYM

YTD

HarborHAPI

+8.0%

SPYMSPDR

+8.8%

+8.0%Year to date+8.8%

−8.1%Worst drop · 1Y−8.9%

12.7%Volatility · 1Y13.6%

0.8%Yield1.1%

$503MAssets$182B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VUG, SPYM, QQQ

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VUG0.03%$3

QQQ0.18%$18

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: HAPI, VUG, SPYM, QQQ

1.05%highest, SPYM

FundTrailing yieldYield$10k

SPYM1.05%$105

HAPI0.80%$80

QQQ0.47%$47

VUG0.42%$42

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$103most kept, SPYM

SPYM$105 − $2 = $103

HAPI$80 − $35 = $45

VUG$42 − $3 = $39

QQQ$47 − $18 = $29

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: HAPI, VUG, SPYM, QQQ

Today

61.3%most shared, VUG and QQQ

HAPIVUGSPYMQQQ

HAPI—43.6%50.8%41.9%

VUG43.6%—54.8%61.3%

SPYM50.8%54.8%—52.1%

QQQ41.9%61.3%52.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+9.9%HAPI, at 12.7% volatility

HAPIWorst drop−8.1%12.7% vol

SPYMWorst drop−8.9%13.6% vol

VUGWorst drop−15.1%19.0% vol

QQQWorst drop−14.8%21.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SPYMHAPI

+8.8%Year to date+8.0%

1.1%Yield0.8%

+9.8%Past year+9.9%

0.02%Fee0.35%

3–1SPYM wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+7.2%

QQQInvesco

+7.2%

+7.2%Year to date+7.2%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$469B

1–0QQQM wins

End-of-day Nov 6, 2026

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 6, 2026