Compare · 3 funds side by side · dividends reinvested

HAPI, VXF and DFAC

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,417DFAC · best of the three

02 / 04

HAPI, VXF and DFAC, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.87%+15.8%+17.7%+23.2%+11.7%−8.5%12.3%$89.2B1.6

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$503M2.0

Vanguard Extended Market ETFUS Stock Styles · Large cap0.05%1.04%+12.5%+11.8%+22.0%+5.6%−10.2%17.3%$30.2B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: HAPI 2022 · VXF 2001 · DFAC 2005

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

VXF

Vanguard Extended Market ETF · $30.2B$13,123

$10,000 five years ago, dividends reinvested · they hold 0.9% in common

HAPIMeasureVXF

+12.3%Year to dateJan 1 → Nov 4+12.5%

+13.6%1 yearTotal return+11.8%

+23.9%3 years · per year$10,000 became $19,002 · $18,168+22.0%

[…]5 years · per year$10,000 became […] · $13,123+5.6%

0.35%Expense ratio$35 · $5 a year on $10k · lower is better0.05%

0.77%Trailing 12-mo yield$77 · $104 a year on $10k1.04%

−8.1%Worst dropSmaller is better−10.2%

12.2%VolatilityLower is calmer17.3%

HAPIVXF Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3HAPI wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs VXF: Top 5 Holdings

Today

HAPI

27.0%in top 5

VXF

in top 56.7%

HAPIStockVXF

5.9%MSFTnot top 5

5.9%AAPLnot top 5

5.7%AMZNnot top 5

5.1%NVDAnot top 5

4.4%METAnot top 5

not top 5SPCX2.5%

not top 5SNOW1.4%

not top 5NET1.4%

not top 5NTRA0.7%

not top 5MSTR0.7%

Held in common0.9%

End-of-day Nov 4, 2026 · share of each fund

HAPI vs VXF Returns, Every Period

HarborHAPI

+13.6%

past year

VXFVanguard

+11.8%

past year

HAPIVXFFaded: behind in that period

2–1HAPI wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

HAPI vs VXF

YTD

HarborHAPI

+12.3%

VXFVanguard

+12.5%

+12.3%Year to date+12.5%

−8.1%Worst drop · 1Y−10.2%

12.2%Volatility · 1Y17.3%

0.8%Yield1.0%

$503MAssets$30.2B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VXF, DFAC

Today

0.05%lowest, VXF

FundExpense ratioFee$10k

VXF0.05%$5

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: HAPI, VXF, DFAC

1.04%highest, VXF

FundTrailing yieldYield$10k

VXF1.04%$104

DFAC0.87%$87

HAPI0.77%$77

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$99most kept, VXF

VXF$104 − $5 = $99

DFAC$87 − $21 = $66

HAPI$77 − $35 = $42

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: HAPI, VXF, DFAC

Today

41.5%most shared, HAPI and DFAC

HAPIVXFDFAC

HAPI—0.9%41.5%

VXF0.9%—21.9%

DFAC41.5%21.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+17.7%DFAC, at 12.3% volatility

HAPIWorst drop−8.1%12.2% vol

DFACWorst drop−8.5%12.3% vol

VXFWorst drop−10.2%17.3% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VXFDFAC

+12.5%Year to date+15.8%

1.0%Yield0.9%

+11.8%Past year+17.7%

0.05%Fee0.21%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026