Compare · 3 funds side by side · dividends reinvested

HAPI, VXF and VO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$13,616VO · best of the three

02 / 04

HAPI, VXF and VO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.39%+10.7%+12.4%+18.9%+6.4%−8.2%12.9%$103B1.5

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.2%+10.5%+22.1%[…]−8.1%12.8%$503M1.9

Vanguard Extended Market ETFUS Stock Styles · Large cap0.05%1.09%+7.3%+8.6%+19.7%+4.2%−11.0%17.9%$30.2B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: HAPI 2022 · VXF 2001 · VO 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

VXF

Vanguard Extended Market ETF · $30.2B$12,303

$10,000 five years ago, dividends reinvested · they hold 0.9% in common

HAPIMeasureVXF

+8.2%Year to dateJan 1 → Nov 5+7.3%

+10.5%1 yearTotal return+8.6%

+22.1%3 years · per year$10,000 became $18,219 · $17,165+19.7%

[…]5 years · per year$10,000 became […] · $12,303+4.2%

0.35%Expense ratio$35 · $5 a year on $10k · lower is better0.05%

0.80%Trailing 12-mo yield$80 · $109 a year on $10k1.09%

−8.1%Worst dropSmaller is better−11.0%

12.8%VolatilityLower is calmer17.9%

HAPIVXF Winner of the row, in its colourEach row: the bigger of the two fills its side

5–2HAPI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs VXF: Top 5 Holdings

Today

HAPI

27.4%in top 5

VXF

in top 56.7%

HAPIStockVXF

6.2%MSFTnot top 5

6.1%AAPLnot top 5

5.9%AMZNnot top 5

4.9%NVDAnot top 5

4.4%METAnot top 5

not top 5SPCX2.5%

not top 5SNOW1.4%

not top 5NET1.4%

not top 5NTRA0.7%

not top 5MSTR0.7%

Held in common0.9%

End-of-day Nov 5, 2026 · share of each fund

HAPI vs VXF Returns, Every Period

HarborHAPI

+10.5%

past year

VXFVanguard

+8.6%

past year

HAPIVXFFaded: behind in that period

3–0HAPI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

HAPI vs VO

YTD

HarborHAPI

+8.2%

VOVanguard

+10.7%

+8.2%Year to date+10.7%

−8.1%Worst drop · 1Y−8.2%

12.8%Volatility · 1Y12.9%

0.8%Yield1.4%

$503MAssets$103B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VXF, VO

Today

0.03%lowest, VO

FundExpense ratioFee$10k

VO0.03%$3

VXF0.05%$5

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: HAPI, VXF, VO

1.39%highest, VO

FundTrailing yieldYield$10k

VO1.39%$139

VXF1.09%$109

HAPI0.80%$80

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, VO

VO$139 − $3 = $136

VXF$109 − $5 = $104

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: HAPI, VXF, VO

Today

13.5%most shared, HAPI and VO

HAPIVXFVO

HAPI—0.9%13.5%

VXF0.9%—7.4%

VO13.5%7.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+12.4%VO, at 12.9% volatility

HAPIWorst drop−8.1%12.8% vol

VOWorst drop−8.2%12.9% vol

VXFWorst drop−11.0%17.9% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VOHAPI

+10.7%Year to date+8.2%

1.4%Yield0.8%

+12.4%Past year+10.5%

0.03%Fee0.35%

4–0VO wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026