Compare · 3 funds side by side · dividends reinvested

HAPI, VXF and VUG

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,153VUG · best of the three

02 / 04

HAPI, VXF and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.79%+10.1%+11.0%+23.6%[…]−8.1%12.1%$491M1.7

Vanguard Extended Market ETFUS Stock Styles · Large cap0.05%1.05%+11.6%+10.6%+22.0%+5.0%−10.2%17.3%$30.2B1.9

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.41%+4.7%+2.5%+25.3%+11.1%−16.1%18.2%$233B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: HAPI 2022 · VXF 2001 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $491M[…]

HAPI

VXF

Vanguard Extended Market ETF · $30.2B$13,123

$10,000 five years ago, dividends reinvested · they hold 0.9% in common

HAPIMeasureVXF

+10.1%Year to dateJan 1 → Nov 4+11.6%

+11.0%1 yearTotal return+10.6%

+23.6%3 years · per year$10,000 became $18,900 · $18,176+22.0%

[…]5 years · per year$10,000 became […] · $12,781+5.0%

0.35%Expense ratio$35 · $5 a year on $10k · lower is better0.05%

0.79%Trailing 12-mo yield$79 · $105 a year on $10k1.05%

−8.1%Worst dropSmaller is better−10.2%

12.1%VolatilityLower is calmer17.3%

HAPIVXF Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3HAPI wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs VXF: Top 5 Holdings

Today

HAPI

27.0%in top 5

VXF

in top 56.7%

HAPIStockVXF

5.9%MSFTnot top 5

5.9%AAPLnot top 5

5.7%AMZNnot top 5

5.1%NVDAnot top 5

4.4%METAnot top 5

not top 5SPCX2.5%

not top 5SNOW1.4%

not top 5NET1.4%

not top 5NTRA0.7%

not top 5MSTR0.7%

Held in common0.9%

End-of-day Nov 4, 2026 · share of each fund

HAPI vs VXF Returns, Every Period

HarborHAPI

+11.0%

past year

VXFVanguard

+10.6%

past year

HAPIVXFFaded: behind in that period

2–1HAPI wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

HAPI vs VXF

YTD

HarborHAPI

+10.1%

VXFVanguard

+11.6%

+10.1%Year to date+11.6%

−8.1%Worst drop · 1Y−10.2%

12.1%Volatility · 1Y17.3%

0.8%Yield1.0%

$491MAssets$30.2B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VXF, VUG

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

VXF0.05%$5

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: HAPI, VXF, VUG

1.05%highest, VXF

FundTrailing yieldYield$10k

VXF1.05%$105

HAPI0.79%$79

VUG0.41%$41

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$100most kept, VXF

VXF$105 − $5 = $100

HAPI$79 − $35 = $44

VUG$41 − $3 = $38

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: HAPI, VXF, VUG

Today

43.7%most shared, HAPI and VUG

HAPIVXFVUG

HAPI—0.9%43.7%

VXF0.9%—2.3%

VUG43.7%2.3%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.0%HAPI, at 12.1% volatility

HAPIWorst drop−8.1%12.1% vol

VXFWorst drop−10.2%17.3% vol

VUGWorst drop−16.1%18.2% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VXFHAPI

+11.6%Year to date+10.1%

1.0%Yield0.8%

+10.6%Past year+11.0%

0.05%Fee0.35%

3–1VXF wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

VUG vs SCHG

YTD

VanguardVUG

+4.7%

SCHGSchwab

+5.5%

+4.7%Year to date+5.5%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.1B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 4, 2026