Compare · 4 funds side by side · dividends reinvested

HAPI, VXF, VUG and VO

HAPIHarbor×VXFVanguard×VUGVanguard×VOVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,052VUG · best of the four

02 / 04

HAPI, VXF, VUG and VO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.34%+14.7%+15.3%+20.7%+7.4%−8.2%12.4%$103B1.8

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$503M2.3

Vanguard Extended Market ETFUS Stock Styles · Large cap0.05%1.04%+12.5%+11.8%+22.0%+5.6%−10.2%17.3%$30.2B2.8

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.40%+6.3%+3.4%+25.4%+11.4%−16.1%18.2%$233B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: HAPI 2022 · VXF 2001 · VUG 2004 · VO 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

VXF

Vanguard Extended Market ETF · $30.2B$12,303

$10,000 five years ago, dividends reinvested · they hold 0.9% in common

HAPIMeasureVXF

+12.3%Year to dateJan 1 → Nov 5+12.5%

+13.6%1 yearTotal return+11.8%

+23.9%3 years · per year$10,000 became $19,002 · $18,168+22.0%

[…]5 years · per year$10,000 became […] · $13,123+5.6%

0.35%Expense ratio$35 · $5 a year on $10k · lower is better0.05%

0.77%Trailing 12-mo yield$77 · $104 a year on $10k1.04%

−8.1%Worst dropSmaller is better−10.2%

12.2%VolatilityLower is calmer17.3%

HAPIVXF Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3HAPI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs VXF: Top 5 Holdings

Today

HAPI

27.4%in top 5

VXF

in top 56.7%

HAPIStockVXF

6.2%MSFTnot top 5

6.1%AAPLnot top 5

5.9%AMZNnot top 5

4.9%NVDAnot top 5

4.4%METAnot top 5

not top 5SPCX2.5%

not top 5SNOW1.4%

not top 5NET1.4%

not top 5NTRA0.7%

not top 5MSTR0.7%

Held in common0.9%

End-of-day Nov 5, 2026 · share of each fund

HAPI vs VXF Returns, Every Period

HarborHAPI

+13.6%

past year

VXFVanguard

+11.8%

past year

HAPIVXFFaded: behind in that period

2–1HAPI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

HAPI vs VO

YTD

HarborHAPI

+12.3%

VOVanguard

+14.7%

+12.3%Year to date+14.7%

−8.1%Worst drop · 1Y−8.2%

12.2%Volatility · 1Y12.4%

0.8%Yield1.3%

$503MAssets$103B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, VXF, VUG, VO

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

VO0.03%$3

VXF0.05%$5

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: HAPI, VXF, VUG, VO

1.34%highest, VO

FundTrailing yieldYield$10k

VO1.34%$134

VXF1.04%$104

HAPI0.77%$77

VUG0.40%$40

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$131most kept, VO

VO$134 − $3 = $131

VXF$104 − $5 = $99

HAPI$77 − $35 = $42

VUG$40 − $3 = $37

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: HAPI, VXF, VUG, VO

Today

43.9%most shared, HAPI and VUG

HAPIVXFVUGVO

HAPI—0.9%43.9%13.5%

VXF0.9%—2.3%7.4%

VUG43.9%2.3%—10.2%

VO13.5%7.4%10.2%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+15.3%VO, at 12.4% volatility

HAPIWorst drop−8.1%12.2% vol

VOWorst drop−8.2%12.4% vol

VXFWorst drop−10.2%17.3% vol

VUGWorst drop−16.1%18.2% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VOVXF

+14.7%Year to date+12.5%

1.3%Yield1.0%

+15.3%Past year+11.8%

0.03%Fee0.05%

4–0VO wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 5, 2026