Compare · 3 funds side by side · dividends reinvested

HAPS, IJR and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749VOO · best of the three

02 / 04

HAPS, IJR and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.6

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.21%+18.3%+21.3%+19.0%+6.1%−9.7%15.8%$106B2.1

Harbor Human Capital Factor US Small Cap ETFUS Stock Styles · Small cap0.61%0.47%+20.3%+22.9%+20.1%[…]−10.0%15.4%$173M2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: HAPS 2023 · IJR 2000 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Small Cap ETF · $173M[…]

HAPS

IJR

iShares Core S&P Small-Cap ETF · $106B$13,468

$10,000 five years ago, dividends reinvested · they hold 14.4% in common

HAPSMeasureIJR

+20.3%Year to dateJan 1 → Nov 3+18.3%

+22.9%1 yearTotal return+21.3%

+20.1%3 years · per year$10,000 became $17,310 · $16,862+19.0%

[…]5 years · per year$10,000 became […] · $13,468+6.1%

0.61%Expense ratio$61 · $6 a year on $10k · lower is better0.06%

0.47%Trailing 12-mo yield$47 · $121 a year on $10k1.21%

−10.0%Worst dropSmaller is better−9.7%

15.4%VolatilityLower is calmer15.8%

HAPSIJR Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3HAPS wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPS vs IJR: Top 5 Holdings

Today

HAPS

10.7%in top 5

IJR

in top 53.1%

HAPSStockIJR

2.3%KYMRnot top 5

2.2%TWSTnot top 5

2.2%PSCHnot top 5

2.0%PECOnot top 5

2.0%OGNnot top 5

not top 5GKOS0.8%

not top 5VSAT0.6%

not top 5PAYC0.6%

not top 5SM0.5%

not top 5MTCH0.5%

Held in common14.4%

End-of-day Nov 3, 2026 · share of each fund

HAPS vs IJR Returns, Every Period

HarborHAPS

+22.9%

past year

IJRiShares

+21.3%

past year

HAPSIJRFaded: behind in that period

3–0HAPS wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

HAPS vs IJR

YTD

HarborHAPS

+20.3%

IJRiShares

+18.3%

+20.3%Year to date+18.3%

−10.0%Worst drop · 1Y−9.7%

15.4%Volatility · 1Y15.8%

0.5%Yield1.2%

$173MAssets$106B

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPS, IJR, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

IJR0.06%$6

HAPS0.61%$61

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: HAPS, IJR, VOO

1.21%highest, IJR

FundTrailing yieldYield$10k

IJR1.21%$121

VOO1.07%$107

HAPS0.47%$47

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$115most kept, IJR

IJR$121 − $6 = $115

VOO$107 − $3 = $104

HAPS$47 − $61 = −$14

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: HAPS, IJR, VOO

Today

14.4%most shared, HAPS and IJR

HAPSIJRVOO

HAPS—14.4%0.0%

IJR14.4%—0.0%

VOO0.0%0.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+22.9%HAPS, at 15.4% volatility

VOOWorst drop−8.9%12.7% vol

HAPSWorst drop−10.0%15.4% vol

IJRWorst drop−9.7%15.8% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

IJRHAPS

+18.3%Year to date+20.3%

1.2%Yield0.5%

+21.3%Past year+22.9%

0.06%Fee0.61%

2–2level

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026