Compare · 2 funds side by side · dividends reinvested

HAPS and VBR

HAPSHarbor×VBRVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$15,849VBR · best of the two

02 / 04

HAPS and VBR, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Small-Cap Value ETFUS Stock Styles · Small cap0.05%1.77%+19.4%+23.4%+20.8%+9.6%−8.9%13.9%$35.1B1.3

Harbor Human Capital Factor US Small Cap ETFUS Stock Styles · Small cap0.61%0.46%+22.5%+25.6%+20.5%[…]−10.0%15.5%$176M1.7

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: HAPS 2023 · VBR 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Small Cap ETF · $176M[…]

HAPS

VBR

Vanguard Morningstar Small-Cap Value ETF · $35.1B$15,849

$10,000 five years ago, dividends reinvested · they hold 4.7% in common

HAPSMeasureVBR

+22.5%Year to dateJan 1 → Nov 4+19.4%

+25.6%1 yearTotal return+23.4%

+20.5%3 years · per year$10,000 became $17,497 · $17,630+20.8%

[…]5 years · per year$10,000 became […] · $15,849+9.6%

0.61%Expense ratio$61 · $5 a year on $10k · lower is better0.05%

0.46%Trailing 12-mo yield$46 · $177 a year on $10k1.77%

−10.0%Worst dropSmaller is better−8.9%

15.5%VolatilityLower is calmer13.9%

HAPSVBR Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5VBR wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPS vs VBR: Top 5 Holdings

Today

HAPS

10.9%in top 5

VBR

in top 53.3%

HAPSStockVBR

2.4%TWSTnot top 5

2.3%KYMRnot top 5

2.2%PSCHnot top 5

2.0%PECOnot top 5

2.0%OGNnot top 5

not top 5MRNA0.8%

not top 5JBL0.7%

not top 5WSM0.6%

not top 5ATO0.6%

not top 5FFIV0.6%

Held in common4.7%

End-of-day Nov 4, 2026 · share of each fund

HAPS vs VBR Returns, Every Period

HarborHAPS

+25.6%

past year

VBRVanguard

+23.4%

past year

HAPSVBRFaded: behind in that period

2–1HAPS wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

HAPS vs VBR

YTD

HarborHAPS

+22.5%

VBRVanguard

+19.4%

+22.5%Year to date+19.4%

−10.0%Worst drop · 1Y−8.9%

15.5%Volatility · 1Y13.9%

0.5%Yield1.8%

$176MAssets$35.1B

3–1VBR wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPS, VBR

Today

0.05%lowest, VBR

FundExpense ratioFee$10k

VBR0.05%$5

HAPS0.61%$61

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: HAPS, VBR

1.77%highest, VBR

FundTrailing yieldYield$10k

VBR1.77%$177

HAPS0.46%$46

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$172most kept, VBR

VBR$177 − $5 = $172

HAPS$46 − $61 = −$15

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: HAPS, VBR

Today

4.7%most shared, HAPS and VBR

HAPSVBR

HAPS—4.7%

VBR4.7%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+25.6%HAPS, at 15.5% volatility

VBRWorst drop−8.9%13.9% vol

HAPSWorst drop−10.0%15.5% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VBRHAPS

+19.4%Year to date+22.5%

1.8%Yield0.5%

+23.4%Past year+25.6%

0.05%Fee0.61%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026