Compare · 2 funds side by side · dividends reinvested

HARD and GLD

HARDSimplify×GLDSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$22,340GLD · best of the two

02 / 04

HARD and GLD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Simplify Commodities Strategy No K-1 ETFCommodities · Broad basket0.90%3.76%+10.7%+12.3%+13.8%[…]−21.0%30.1%$51M1.4

SPDR Gold SharesCommodities · Gold0.40%0.00%−5.3%+3.6%+26.8%+17.4%−28.3%29.0%$131B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: HARD 2023 · GLD 2004

Head to Head

Swap sides Versus in desk

Head to Head

Simplify Commodities Strategy No K-1 ETF · $51M[…]

HARD

GLD

SPDR Gold Shares · $131B$22,340

$10,000 five years ago, dividends reinvested

HARDMeasureGLD

+10.7%Year to dateJan 1 → Nov 5−5.3%

+12.3%1 yearTotal return+3.6%

+13.8%3 years · per year$10,000 became $14,755 · $20,397+26.8%

[…]5 years · per year$10,000 became […] · $22,340+17.4%

0.90%Expense ratio$90 · $40 a year on $10k · lower is better0.40%

3.76%Trailing 12-mo yield$376 · $0 a year on $10k0.00%

−21.0%Worst dropSmaller is better−28.3%

30.1%VolatilityLower is calmer29.0%

HARDGLD Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3HARD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HARD vs GLD: Top 5 Holdings

Today

HARD

43.3%in top 5

GLD

in top 5[…]

HARDStockGLD

43.3%SBILnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

HARD vs GLD Returns, Every Period

SimplifyHARD

+12.3%

past year

GLDSPDR

+3.6%

past year

HARDGLDFaded: behind in that period

2–1HARD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

HARD vs GLD

YTD

SimplifyHARD

+10.7%

GLDSPDR

−5.3%

+10.7%Year to date−5.3%

−21.0%Worst drop · 1Y−28.3%

30.1%Volatility · 1Y29.0%

3.8%Yield0.0%

$50.8MAssets$131B

3–1HARD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HARD, GLD

Today

0.40%lowest, GLD

FundExpense ratioFee$10k

GLD0.40%$40

HARD0.90%$90

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: HARD, GLD

3.76%highest, HARD

FundTrailing yieldYield$10k

HARD3.76%$376

GLD0.00%$0

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$286most kept, HARD

HARD$376 − $90 = $286

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: HARD, GLD

Today

[…]holdings […]

HARDGLD

HARD—[…]

GLD[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+12.3%HARD, at 30.1% volatility

GLDWorst drop−28.3%29.0% vol

HARDWorst drop−21.0%30.1% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

HARDGLD

+10.7%Year to date−5.3%

3.8%Yield0.0%

+12.3%Past year+3.6%

0.90%Fee0.40%

3–1HARD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−5.3%

−5.8%Year to date−5.3%

0.10% · $10Fee · on $10k a year0.40% · $40

$29.7BAssets$131B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026