Compare · 3 funds side by side · dividends reinvested

HARD, GLDM and GLD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$22,478GLDM · best of the three

02 / 04

HARD, GLDM and GLD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Simplify Commodities Strategy No K-1 ETFCommodities · Broad basket0.90%3.76%+10.7%+12.3%+13.8%[…]−21.0%30.1%$51M1.9

SPDR Gold MiniShares TrustCommodities · Gold0.10%0.00%−5.8%+1.3%+26.6%+17.6%−28.0%28.9%$29.7B1.9

SPDR Gold SharesCommodities · Gold0.40%0.00%−5.3%+3.6%+26.8%+17.4%−28.3%29.0%$131B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: HARD 2023 · GLDM 2018 · GLD 2004

Head to Head

Swap sides Versus in desk

Head to Head

Simplify Commodities Strategy No K-1 ETF · $51M[…]

HARD

GLDM

SPDR Gold MiniShares Trust · $29.7B$22,478

$10,000 five years ago, dividends reinvested

HARDMeasureGLDM

+10.7%Year to dateJan 1 → Nov 5−5.8%

+12.3%1 yearTotal return+1.3%

+13.8%3 years · per year$10,000 became $14,755 · $20,308+26.6%

[…]5 years · per year$10,000 became […] · $22,478+17.6%

0.90%Expense ratio$90 · $10 a year on $10k · lower is better0.10%

3.76%Trailing 12-mo yield$376 · $0 a year on $10k0.00%

−21.0%Worst dropSmaller is better−28.0%

30.1%VolatilityLower is calmer28.9%

HARDGLDM Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3HARD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HARD vs GLDM: Top 5 Holdings

Today

HARD

43.3%in top 5

GLDM

in top 5[…]

HARDStockGLDM

43.3%SBILnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

HARD vs GLDM Returns, Every Period

SimplifyHARD

+12.3%

past year

GLDMSPDR

+1.3%

past year

HARDGLDMFaded: behind in that period

2–1HARD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

HARD vs GLDM

YTD

SimplifyHARD

+10.7%

GLDMSPDR

−5.8%

+10.7%Year to date−5.8%

−21.0%Worst drop · 1Y−28.0%

30.1%Volatility · 1Y28.9%

3.8%Yield0.0%

$50.8MAssets$29.7B

3–1HARD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HARD, GLDM, GLD

Today

0.10%lowest, GLDM

FundExpense ratioFee$10k

GLDM0.10%$10

GLD0.40%$40

HARD0.90%$90

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: HARD, GLDM, GLD

3.76%highest, HARD

FundTrailing yieldYield$10k

HARD3.76%$376

GLDM0.00%$0

GLD0.00%$0

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$286most kept, HARD

HARD$376 − $90 = $286

GLDM$0 − $10 = −$10

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: HARD, GLDM, GLD

Today

[…]holdings […]

HARDGLDMGLD

HARD—[…][…]

GLDM[…]—[…]

GLD[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+12.3%HARD, at 30.1% volatility

GLDMWorst drop−28.0%28.9% vol

GLDWorst drop−28.3%29.0% vol

HARDWorst drop−21.0%30.1% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

HARDGLD

+10.7%Year to date−5.3%

3.8%Yield0.0%

+12.3%Past year+3.6%

0.90%Fee0.40%

3–1HARD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026