Compare · 3 funds side by side · dividends reinvested

HARD, PDBC and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749VOO · best of the three

02 / 04

HARD, PDBC and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.8

Invesco Optimum Yield Diversified Commodity Strategy No K-1 ETFCommodities · Broad basket0.74%2.63%+46.0%+48.0%+13.4%+11.1%−16.6%20.9%$7.8B1.9

Simplify Commodities Strategy No K-1 ETFCommodities · Broad basket0.90%3.56%+16.8%+17.9%+15.4%[…]−21.0%29.6%$55M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: HARD 2023 · PDBC 2014 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Simplify Commodities Strategy No K-1 ETF · $55M[…]

HARD

PDBC

Invesco Optimum Yield Diversified Commodity Strategy No K-1 ETF · $7.8B$16,906

$10,000 five years ago, dividends reinvested

HARDMeasurePDBC

+16.8%Year to dateJan 1 → Nov 3+46.0%

+17.9%1 yearTotal return+48.0%

+15.4%3 years · per year$10,000 became $15,349 · $14,596+13.4%

[…]5 years · per year$10,000 became […] · $16,906+11.1%

0.90%Expense ratio$90 · $74 a year on $10k · lower is better0.74%

3.56%Trailing 12-mo yield$356 · $263 a year on $10k2.63%

−21.0%Worst dropSmaller is better−16.6%

29.6%VolatilityLower is calmer20.9%

HARDPDBC Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5PDBC wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HARD vs PDBC: Top 5 Holdings

Today

HARD

31.1%in top 5

PDBC

in top 5[…]

HARDStockPDBC

31.1%SBILnot top 5

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

HARD vs PDBC Returns, Every Period

SimplifyHARD

+17.9%

past year

PDBCInvesco

+48.0%

past year

HARDPDBCFaded: behind in that period

1–2PDBC wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

HARD vs PDBC

YTD

SimplifyHARD

+16.8%

PDBCInvesco

+46.0%

+16.8%Year to date+46.0%

−21.0%Worst drop · 1Y−16.6%

29.6%Volatility · 1Y20.9%

3.6%Yield2.6%

$55.4MAssets$7.8B

3–1PDBC wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HARD, PDBC, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

PDBC0.74%$74

HARD0.90%$90

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: HARD, PDBC, VOO

3.56%highest, HARD

FundTrailing yieldYield$10k

HARD3.56%$356

PDBC2.63%$263

VOO1.07%$107

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$266most kept, HARD

HARD$356 − $90 = $266

PDBC$263 − $74 = $189

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: HARD, PDBC, VOO

Today

0.0%most shared, HARD and VOO

HARDPDBCVOO

HARD—[…]0.0%

PDBC[…]—[…]

VOO0.0%[…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+48.0%PDBC, at 20.9% volatility

VOOWorst drop−8.9%12.7% vol

PDBCWorst drop−16.6%20.9% vol

HARDWorst drop−21.0%29.6% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

HARDPDBC

+16.8%Year to date+46.0%

3.6%Yield2.6%

+17.9%Past year+48.0%

0.90%Fee0.74%

3–1PDBC wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026