Compare · 2 funds side by side · dividends reinvested

HBIL and GOVT

HBILHarbor×GOVTiShares×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$9,699GOVT · best of the two

02 / 03

HBIL and GOVT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares U.S. Treasury Bond ETFBonds & Cash · Treasuries0.05%3.78%−0.3%−0.0%+4.4%−0.6%−4.4%3.7%$43.2B1.0

HARBOR SHORT TERM TREASURY ETFBonds & Cash · Treasuries0.10%0.76%[…][…][…][…][…][…]$6M2.0

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: HBIL 2026 · GOVT 2012

Head to Head

Swap sides Versus in desk

Head to Head

HARBOR SHORT TERM TREASURY ETF · $6M[…]

HBIL

GOVT

iShares U.S. Treasury Bond ETF · $43.2B$9,699

$10,000 five years ago, dividends reinvested

HBILMeasureGOVT

[…]Year to dateJan 1 → Nov 4−0.3%

[…]1 yearTotal return−0.0%

[…]3 years · per year$10,000 became […] · $11,368+4.4%

[…]5 years · per year$10,000 became […] · $9,699−0.6%

0.10%Expense ratio$10 · $5 a year on $10k · lower is better0.05%

0.76%Trailing 12-mo yield$76 · $378 a year on $10k3.78%

[…]Worst dropSmaller is better−4.4%

[…]VolatilityLower is calmer3.7%

HBILGOVT Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2GOVT wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HBIL vs GOVT: Top 5 Holdings

Today

HBIL

[…]in top 5

GOVT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

HBIL vs GOVT Returns, Every Period

HarborHBIL

[…]

past year

GOVTiShares

−0.0%

past year

Returns […]

HBILGOVTFaded: behind in that period

0–0Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

HBIL vs GOVT

YTD

HarborHBIL

[…]

GOVTiShares

−0.3%

[…]Year to date−0.3%

[…]Worst drop · 1Y−4.4%

[…]Volatility · 1Y3.7%

0.8%Yield3.8%

$5.5MAssets$43.2B

1–0GOVT wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HBIL, GOVT

Today

0.05%lowest, GOVT

FundExpense ratioFee$10k

GOVT0.05%$5

HBIL0.10%$10

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: HBIL, GOVT

3.78%highest, GOVT

FundTrailing yieldYield$10k

GOVT3.78%$378

HBIL0.76%$76

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$373most kept, GOVT

GOVT$378 − $5 = $373

HBIL$76 − $10 = $66

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: HBIL, GOVT

Today

[…]holdings […]

HBILGOVT

HBIL—[…]

GOVT[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

−0.0%GOVT, at 3.7% volatility

GOVTWorst drop−4.4%3.7% vol

HBILWorst drop[…][…]

End-of-day Nov 4, 2026 · up and left is better

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026