Compare · 3 funds side by side · dividends reinvested

HDEF, IVV and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,466HDEF · best of the three

02 / 04

HDEF, IVV and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Xtrackers MSCI EAFE High Dividend Yield Equity ETFIncome · Dividend stocks0.09%3.67%+15.3%+21.2%+20.2%+13.1%−8.1%12.4%$2.3B1.4

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$875B2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HDEF 2015 · IVV 2000 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Xtrackers MSCI EAFE High Dividend Yield Equity ETF · $2.3B$18,466

HDEF

IVV

iShares Core S&P 500 ETF · $875B$17,545

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

HDEFMeasureIVV

+15.3%Year to dateJan 1 → Nov 9+11.3%

+21.2%1 yearTotal return+13.6%

+20.2%3 years · per year$10,000 became $17,353 · $18,159+22.0%

+13.1%5 years · per year$10,000 became $18,466 · $17,545+11.9%

0.09%Expense ratio$9 · $3 a year on $10k · lower is better0.03%

3.67%Trailing 12-mo yield$367 · $111 a year on $10k1.11%

−8.1%Worst dropSmaller is better−8.9%

12.4%VolatilityLower is calmer13.8%

HDEFIVV Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2HDEF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HDEF vs IVV: Top 5 Holdings

Today

HDEF

25.4%in top 5

IVV

in top 527.8%

HDEFStockIVV

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

5.5%SHEL.Lnot top 5

5.4%ROP.SWnot top 5

5.1%NOVN.SWnot top 5

4.9%NESN.SWnot top 5

4.4%ALV.DEnot top 5

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

HDEF vs IVV Returns, Every Period

XtrackersHDEF

+13.1%

5 years, per year

IVViShares

+11.9%

5 years, per year

HDEFIVVFaded: behind in that period

3–1HDEF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Income vs Core: HDEF vs IVV

YTD

XtrackersHDEF

+15.3%

IVViShares

+11.3%

+15.3%Year to date+11.3%

−8.1%Worst drop · 1Y−8.9%

12.4%Volatility · 1Y13.8%

3.7%Yield1.1%

$2.3BAssets$875B

4–0HDEF wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HDEF, IVV, SPY

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

HDEF0.09%$9

SPY0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HDEF, IVV, SPY

3.67%highest, HDEF

FundTrailing yieldYield$10k

HDEF3.67%$367

IVV1.11%$111

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$358most kept, HDEF

HDEF$367 − $9 = $358

IVV$111 − $3 = $108

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HDEF, IVV, SPY

Today

99.9%most shared, IVV and SPY

HDEFIVVSPY

HDEF—0.0%0.0%

IVV0.0%—99.9%

SPY0.0%99.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+21.2%HDEF, at 12.4% volatility

HDEFWorst drop−8.1%12.4% vol

SPYWorst drop−8.9%13.7% vol

IVVWorst drop−8.9%13.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

HDEFIVV

+15.3%Year to date+11.3%

3.7%Yield1.1%

+21.2%Past year+13.6%

0.09%Fee0.03%

3–1HDEF wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026