Compare · 3 funds side by side · dividends reinvested

HFXI, FNDF and VXUS

HFXINY Life Investments×FNDFSchwab×VXUSVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$19,326FNDF · best of the three

02 / 04

HFXI, FNDF and VXUS, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%2.99%+21.8%+28.6%+25.6%+14.1%−10.6%16.4%$26.0B1.4

NYLI FTSE International Equity Currency Neutral ETFInternational · Ex-US broad0.19%3.27%+11.3%+16.1%+20.1%+10.8%−10.8%17.5%$2.5B1.9

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.46%+7.9%+12.2%+19.5%+7.5%−11.3%17.7%$163B2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: HFXI 2015 · FNDF 2013 · VXUS 2011

Head to Head

Swap sides Versus in desk

Head to Head

NYLI FTSE International Equity Currency Neutral ETF · $2.5B$16,724

HFXI

FNDF

Schwab Fundamental International Large Company Index ETF · $26.0B$19,326

$10,000 five years ago, dividends reinvested · they hold 60.9% in common

HFXIMeasureFNDF

+11.3%Year to dateJan 1 → Nov 5+21.8%

+16.1%1 yearTotal return+28.6%

+20.1%3 years · per year$10,000 became $17,317 · $19,830+25.6%

+10.8%5 years · per year$10,000 became $16,724 · $19,326+14.1%

0.19%Expense ratio$19 · $25 a year on $10k · lower is better0.25%

3.27%Trailing 12-mo yield$327 · $299 a year on $10k2.99%

−10.8%Worst dropSmaller is better−10.6%

17.5%VolatilityLower is calmer16.4%

HFXIFNDF Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6FNDF wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HFXI vs FNDF: Top 5 Holdings

Today

HFXI

10.1%in top 5

FNDF

in top 59.5%

HFXIStockFNDF

3.0%005930.K2.6%

not top 5SHEL.L2.9%

2.3%000660.Knot top 5

2.2%ASML.ASnot top 5

not top 5TTE.PA1.8%

1.4%ROP.SW1.0%

1.2%NOVN.SWnot top 5

not top 57203.T1.1%

Held in common60.9%

End-of-day Nov 5, 2026 · share of each fund

HFXI vs FNDF Returns, Every Period

NY Life InvestmentsHFXI

+10.8%

5 years, per year

FNDFSchwab

+14.1%

5 years, per year

HFXIFNDFFaded: behind in that period

0–4FNDF wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

HFXI vs FNDF

YTD

NY Life InvestmentsHFXI

+11.3%

FNDFSchwab

+21.8%

+11.3%Year to date+21.8%

−10.8%Worst drop · 1Y−10.6%

17.5%Volatility · 1Y16.4%

3.3%Yield3.0%

$2.5BAssets$26.0B

3–1FNDF wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HFXI, FNDF, VXUS

Today

0.05%lowest, VXUS

FundExpense ratioFee$10k

VXUS0.05%$5

HFXI0.19%$19

FNDF0.25%$25

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: HFXI, FNDF, VXUS

3.27%highest, HFXI

FundTrailing yieldYield$10k

HFXI3.27%$327

FNDF2.99%$299

VXUS2.46%$246

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$308most kept, HFXI

HFXI$327 − $19 = $308

FNDF$299 − $25 = $274

VXUS$246 − $5 = $241

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: HFXI, FNDF, VXUS

Today

60.9%most shared, HFXI and FNDF

HFXIFNDFVXUS

HFXI—60.9%5.7%

FNDF60.9%—7.1%

VXUS5.7%7.1%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+28.6%FNDF, at 16.4% volatility

FNDFWorst drop−10.6%16.4% vol

HFXIWorst drop−10.8%17.5% vol

VXUSWorst drop−11.3%17.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

HFXIFNDF

+11.3%Year to date+21.8%

3.3%Yield3.0%

+16.1%Past year+28.6%

0.19%Fee0.25%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026