Compare · 3 funds side by side · dividends reinvested

HFXI, FNDF and VXUS

HFXINY Life Investments×FNDFSchwab×VXUSVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,872FNDF · best of the three

02 / 04

HFXI, FNDF and VXUS, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%3.03%+20.2%+27.8%+23.7%+13.5%−10.6%16.7%$25.2B1.4

NYLI FTSE International Equity Currency Neutral ETFInternational · Ex-US broad0.19%3.20%+13.9%+18.9%+20.0%+11.3%−10.8%17.7%$2.4B1.9

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.39%+11.1%+15.3%+19.5%+8.1%−11.3%17.9%$163B2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HFXI 2015 · FNDF 2013 · VXUS 2011

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Fundamental International Large Company Index ETF · $25.2B$18,872

FNDF

VXUS

Vanguard Total International Stock ETF · $163B$14,758

$10,000 five years ago, dividends reinvested · they hold 47.3% in common

FNDFMeasureVXUS

+20.2%Year to dateJan 1 → Nov 9+11.1%

+27.8%1 yearTotal return+15.3%

+23.7%3 years · per year$10,000 became $18,931 · $17,060+19.5%

+13.5%5 years · per year$10,000 became $18,872 · $14,758+8.1%

0.25%Expense ratio$25 · $5 a year on $10k · lower is better0.05%

3.03%Trailing 12-mo yield$303 · $239 a year on $10k2.39%

−10.6%Worst dropSmaller is better−11.3%

16.7%VolatilityLower is calmer17.9%

FNDFVXUS Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1FNDF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FNDF vs VXUS: Top 5 Holdings

Today

FNDF

9.3%in top 5

VXUS

in top 510.2%

FNDFStockVXUS

not top 52330.TW4.2%

2.9%SHEL.Lnot top 5

2.3%005930.K2.0%

1.8%TTE.PAnot top 5

not top 5000660.K1.7%

not top 5ASML.AS1.5%

1.2%7203.Tnot top 5

1.1%ROP.SWnot top 5

not top 50700.HK0.8%

Held in common47.3%

End-of-day Nov 9, 2026 · share of each fund

FNDF vs VXUS Returns, Every Period

SchwabFNDF

+13.5%

5 years, per year

VXUSVanguard

+8.1%

5 years, per year

FNDFVXUSFaded: behind in that period

4–0FNDF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

FNDF vs HFXI

YTD

SchwabFNDF

+20.2%

HFXINY Life Investments

+13.9%

+20.2%Year to date+13.9%

−10.6%Worst drop · 1Y−10.8%

16.7%Volatility · 1Y17.7%

3.0%Yield3.2%

$25.2BAssets$2.4B

3–1FNDF wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HFXI, FNDF, VXUS

Today

0.05%lowest, VXUS

FundExpense ratioFee$10k

VXUS0.05%$5

HFXI0.19%$19

FNDF0.25%$25

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HFXI, FNDF, VXUS

3.20%highest, HFXI

FundTrailing yieldYield$10k

HFXI3.20%$320

FNDF3.03%$303

VXUS2.39%$239

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$301most kept, HFXI

HFXI$320 − $19 = $301

FNDF$303 − $25 = $278

VXUS$239 − $5 = $234

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HFXI, FNDF, VXUS

Today

61.0%most shared, HFXI and FNDF

HFXIFNDFVXUS

HFXI—61.0%52.1%

FNDF61.0%—47.3%

VXUS52.1%47.3%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+27.8%FNDF, at 16.7% volatility

FNDFWorst drop−10.6%16.7% vol

HFXIWorst drop−10.8%17.7% vol

VXUSWorst drop−11.3%17.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

HFXIFNDF

+13.9%Year to date+20.2%

3.2%Yield3.0%

+18.9%Past year+27.8%

0.19%Fee0.25%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026