Compare · 2 funds side by side · dividends reinvested

HYD and MMMA

HYDVanEck×MMMANY Life Investments×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$9,781HYD · best of the two

02 / 03

HYD and MMMA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

VanEck High Yield Muni ETFBonds & Cash · Municipal0.32%4.50%−0.5%+0.5%+5.3%−0.4%−6.9%4.6%$4.6B1.1

NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.75%+2.2%[…][…][…][…][…]$59M1.7

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: HYD 2009 · MMMA 2025

Head to Head

Swap sides Versus in desk

Head to Head

VanEck High Yield Muni ETF · $4.6B$9,781

HYD

MMMA

NYLI MacKay Muni Allocation ETF · $59M[…]

$10,000 five years ago, dividends reinvested

HYDMeasureMMMA

−0.5%Year to dateJan 1 → Nov 3+2.2%

+0.5%1 yearTotal return[…]

+5.3%3 years · per year$10,000 became $11,680 · […][…]

−0.4%5 years · per year$10,000 became $9,781 · […][…]

0.32%Expense ratio$32 · $40 a year on $10k · lower is better0.40%

4.50%Trailing 12-mo yield$450 · $375 a year on $10k3.75%

−6.9%Worst dropSmaller is better[…]

4.6%VolatilityLower is calmer[…]

HYDMMMA Winner of the row, in its colourEach row: the bigger of the two fills its side

2–1HYD wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HYD vs MMMA: Top 5 Holdings

Today

HYD

[…]in top 5

MMMA

in top 5-0.3%

HYDStockMMMA

not top 5CASH-0.3%

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

HYD vs MMMA Returns, Every Period

VanEckHYD

+0.5%

past year

MMMANY Life Investments

[…]

past year

HYDMMMAFaded: behind in that period

0–1MMMA wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

HYD vs MMMA

YTD

VanEckHYD

−0.5%

MMMANY Life Investments

+2.2%

−0.5%Year to date+2.2%

−6.9%Worst drop · 1Y[…]

4.6%Volatility · 1Y[…]

4.5%Yield3.8%

$4.6BAssets$59.3M

1–1level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HYD, MMMA

Today

0.32%lowest, HYD

FundExpense ratioFee$10k

HYD0.32%$32

MMMA0.40%$40

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: HYD, MMMA

4.50%highest, HYD

FundTrailing yieldYield$10k

HYD4.50%$450

MMMA3.75%$375

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$418most kept, HYD

HYD$450 − $32 = $418

MMMA$375 − $40 = $335

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: HYD, MMMA

Today

[…]holdings […]

HYDMMMA

HYD—[…]

MMMA[…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+0.5%HYD, at 4.6% volatility

HYDWorst drop−6.9%4.6% vol

MMMAWorst drop[…][…]

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

HYDMMMA

−0.5%Year to date+2.2%

4.5%Yield3.8%

+0.5%Past year[…]

0.32%Fee0.40%

2–1HYD wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026