Compare · 3 funds side by side · dividends reinvested

HYSA, USHY and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749VOO · best of the three

02 / 04

HYSA, USHY and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Broad USD High Yield Corporate Bond ETFBonds & Cash · High yield0.08%7.15%+0.7%+1.9%+8.8%+3.7%−2.8%3.8%$26.9B1.6

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.8

BondBloxx High Yield Income ETFBonds & Cash · High yield0.55%6.80%+0.0%+1.0%+8.2%[…]−3.2%4.8%$111M2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: HYSA 2023 · USHY 2017 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

BondBloxx High Yield Income ETF · $111M[…]

HYSA

USHY

iShares Broad USD High Yield Corporate Bond ETF · $26.9B$12,015

$10,000 five years ago, dividends reinvested

HYSAMeasureUSHY

+0.0%Year to dateJan 1 → Nov 3+0.7%

+1.0%1 yearTotal return+1.9%

+8.2%3 years · per year$10,000 became $12,665 · $12,881+8.8%

[…]5 years · per year$10,000 became […] · $12,015+3.7%

0.55%Expense ratio$55 · $8 a year on $10k · lower is better0.08%

6.80%Trailing 12-mo yield$680 · $715 a year on $10k7.15%

−3.2%Worst dropSmaller is better−2.8%

4.8%VolatilityLower is calmer3.8%

HYSAUSHY Winner of the row, in its colourEach row: the bigger of the two fills its side

0–7USHY wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HYSA vs USHY: Top 5 Holdings

Today

HYSA

100.0%in top 5

USHY

in top 5[…]

HYSAStockUSHY

48.2%XBBnot top 5

38.9%XBnot top 5

6.8%XCCCnot top 5

4.1%PCMMnot top 5

2.0%XEMDnot top 5

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

HYSA vs USHY Returns, Every Period

BondBloxxHYSA

+1.0%

past year

USHYiShares

+1.9%

past year

HYSAUSHYFaded: behind in that period

0–3USHY wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

HYSA vs USHY

YTD

BondBloxxHYSA

+0.0%

USHYiShares

+0.7%

+0.0%Year to date+0.7%

−3.2%Worst drop · 1Y−2.8%

4.8%Volatility · 1Y3.8%

6.8%Yield7.1%

$111MAssets$26.9B

4–0USHY wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HYSA, USHY, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

USHY0.08%$8

HYSA0.55%$55

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: HYSA, USHY, VOO

7.15%highest, USHY

FundTrailing yieldYield$10k

USHY7.15%$715

HYSA6.80%$680

VOO1.07%$107

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$707most kept, USHY

USHY$715 − $8 = $707

HYSA$680 − $55 = $625

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: HYSA, USHY, VOO

Today

0.0%most shared, HYSA and VOO

HYSAUSHYVOO

HYSA—[…]0.0%

USHY[…]—[…]

VOO0.0%[…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.9%VOO, at 12.7% volatility

USHYWorst drop−2.8%3.8% vol

HYSAWorst drop−3.2%4.8% vol

VOOWorst drop−8.9%12.7% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

USHYVOO

+0.7%Year to date+11.5%

7.1%Yield1.1%

+1.9%Past year+11.9%

0.08%Fee0.03%

3–1VOO wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026