Compare · 3 funds side by side · dividends reinvested

IAT, XLF and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,156VOO · best of the three

02 / 04

IAT, XLF and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T1.9

iShares U.S. Regional Banks ETFSectors · Financials0.37%2.75%+10.3%+24.7%+27.2%+1.7%−17.5%20.8%$636M2.0

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$55.5B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: IAT 2006 · XLF 1998 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

iShares U.S. Regional Banks ETF · $636M$10,886

IAT

XLF

State Street Financial Select Sector SPDR ETF · $55.5B$15,503

$10,000 five years ago, dividends reinvested · they hold 5.2% in common

IATMeasureXLF

+10.3%Year to dateJan 1 → Nov 5+6.3%

+24.7%1 yearTotal return+11.4%

+27.2%3 years · per year$10,000 became $20,600 · $18,620+23.0%

+1.7%5 years · per year$10,000 became $10,886 · $15,503+9.2%

0.37%Expense ratio$37 · $8 a year on $10k · lower is better0.08%

2.75%Trailing 12-mo yield$275 · $144 a year on $10k1.44%

−17.5%Worst dropSmaller is better−14.8%

20.8%VolatilityLower is calmer15.3%

IATXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IAT vs XLF: Top 5 Holdings

Today

IAT

49.1%in top 5

XLF

in top 543.7%

IATStockXLF

15.0%USBnot top 5

14.7%PNCnot top 5

not top 5BRK-B12.9%

not top 5JPM11.2%

9.8%TFCnot top 5

not top 5V8.9%

not top 5MA6.5%

5.2%FITBnot top 5

4.4%HBANnot top 5

not top 5BAC4.0%

Held in common5.2%

End-of-day Nov 5, 2026 · share of each fund

IAT vs XLF Returns, Every Period

iSharesIAT

+1.7%

5 years, per year

XLFSPDR

+9.2%

5 years, per year

IATXLFFaded: behind in that period

3–1IAT wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

IAT vs XLF

YTD

iSharesIAT

+10.3%

XLFSPDR

+6.3%

+10.3%Year to date+6.3%

−17.5%Worst drop · 1Y−14.8%

20.8%Volatility · 1Y15.3%

2.7%Yield1.4%

$636MAssets$55.5B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IAT, XLF, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XLF0.08%$8

IAT0.37%$37

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: IAT, XLF, VOO

2.75%highest, IAT

FundTrailing yieldYield$10k

IAT2.75%$275

XLF1.44%$144

VOO1.10%$110

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$238most kept, IAT

IAT$275 − $37 = $238

XLF$144 − $8 = $136

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: IAT, XLF, VOO

Today

11.3%most shared, XLF and VOO

IATXLFVOO

IAT—5.2%0.6%

XLF5.2%—11.3%

VOO0.6%11.3%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+24.7%IAT, at 20.8% volatility

VOOWorst drop−8.9%13.5% vol

XLFWorst drop−14.8%15.3% vol

IATWorst drop−17.5%20.8% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

IATVOO

+10.3%Year to date+8.4%

2.7%Yield1.1%

+24.7%Past year+9.8%

0.37%Fee0.03%

3–1IAT wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026