Compare · 4 funds side by side · dividends reinvested

IBIC, SCHR, SGOV and BND

IBICiShares×SCHRSchwab×SGOViShares×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,091SGOV · best of the four

02 / 04

IBIC, SCHR, SGOV and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares iBonds Oct 2026 Term TIPS ETFBonds & Cash · Treasuries0.10%4.03%+3.5%+3.9%+5.3%[…]−0.3%0.9%$74M1.9

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B2.1

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.0%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.5

Schwab Intermediate-Term U.S. Treasury ETFBonds & Cash · Treasuries0.03%4.02%−0.5%−0.1%+4.3%+0.2%−4.5%3.6%$13.8B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IBIC 2023 · SCHR 2010 · SGOV 2020 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Schwab Intermediate-Term U.S. Treasury ETF · $13.8B$10,105

SCHR

BND

Vanguard Total Bond Market ETF · $161B$9,985

$10,000 five years ago, dividends reinvested

SCHRMeasureBND

−0.5%Year to dateJan 1 → Nov 9+0.0%

−0.1%1 yearTotal return+0.3%

+4.3%3 years · per year$10,000 became $11,344 · $11,576+5.0%

+0.2%5 years · per year$10,000 became $10,105 · $9,985−0.0%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

4.02%Trailing 12-mo yield$402 · $412 a year on $10k4.12%

−4.5%Worst dropSmaller is better−4.5%

3.6%VolatilityLower is calmer4.0%

SCHRBND Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4BND wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHR vs BND: Top 5 Holdings

Today

SCHR

0.0%in top 5

BND

in top 5[…]

SCHRStockBND

0.0%GVMXXnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SCHR vs BND Returns, Every Period

SchwabSCHR

+0.2%

5 years, per year

BNDVanguard

−0.0%

5 years, per year

SCHRBNDFaded: behind in that period

1–3BND wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

SCHR vs BND

YTD

SchwabSCHR

−0.5%

BNDVanguard

+0.0%

−0.5%Year to date+0.0%

−4.5%Worst drop · 1Y−4.5%

3.6%Volatility · 1Y4.0%

4.0%Yield4.1%

$13.8BAssets$161B

2–1BND wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IBIC, SCHR, SGOV, BND

Today

0.03%lowest, SCHR

FundExpense ratioFee$10k

SCHR0.03%$3

BND0.03%$3

SGOV0.09%$9

IBIC0.10%$10

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IBIC, SCHR, SGOV, BND

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

IBIC4.03%$403

SCHR4.02%$402

SGOV3.63%$363

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SCHR$402 − $3 = $399

IBIC$403 − $10 = $393

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IBIC, SCHR, SGOV, BND

Today

[…]holdings […]

IBICSCHRSGOVBND

IBIC—[…][…][…]

SCHR[…]—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.9%IBIC, at 0.9% volatility

SGOVWorst drop0.0%0.2% vol

IBICWorst drop−0.3%0.9% vol

SCHRWorst drop−4.5%3.6% vol

BNDWorst drop−4.5%4.0% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

BNDIBIC

+0.0%Year to date+3.5%

4.1%Yield4.0%

+0.3%Past year+3.9%

0.03%Fee0.10%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026