Compare · 2 funds side by side · dividends reinvested

IBMQ and MMMA

IBMQiShares×MMMANY Life Investments×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$10,418IBMQ · best of the two

02 / 03

IBMQ and MMMA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares iBonds Dec 2028 Term Muni Bond ETFBonds & Cash · Municipal0.10%2.50%+1.5%+2.3%+4.0%+0.8%−1.8%1.6%$689M1.3

NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.75%+2.2%[…][…][…][…][…]$59M1.3

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: IBMQ 2019 · MMMA 2025

Head to Head

Swap sides Versus in desk

Head to Head

iShares iBonds Dec 2028 Term Muni Bond ETF · $689M$10,418

IBMQ

MMMA

NYLI MacKay Muni Allocation ETF · $59M[…]

$10,000 five years ago, dividends reinvested

IBMQMeasureMMMA

+1.5%Year to dateJan 1 → Nov 3+2.2%

+2.3%1 yearTotal return[…]

+4.0%3 years · per year$10,000 became $11,247 · […][…]

+0.8%5 years · per year$10,000 became $10,418 · […][…]

0.10%Expense ratio$10 · $40 a year on $10k · lower is better0.40%

2.50%Trailing 12-mo yield$250 · $375 a year on $10k3.75%

−1.8%Worst dropSmaller is better[…]

1.6%VolatilityLower is calmer[…]

IBMQMMMA Winner of the row, in its colourEach row: the bigger of the two fills its side

1–2MMMA wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IBMQ vs MMMA: Top 5 Holdings

Today

IBMQ

[…]in top 5

MMMA

in top 5-0.3%

IBMQStockMMMA

not top 5CASH-0.3%

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

IBMQ vs MMMA Returns, Every Period

iSharesIBMQ

+2.3%

past year

MMMANY Life Investments

[…]

past year

IBMQMMMAFaded: behind in that period

0–1MMMA wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

IBMQ vs MMMA

YTD

iSharesIBMQ

+1.5%

MMMANY Life Investments

+2.2%

+1.5%Year to date+2.2%

−1.8%Worst drop · 1Y[…]

1.6%Volatility · 1Y[…]

2.5%Yield3.8%

$689MAssets$59.3M

2–0MMMA wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IBMQ, MMMA

Today

0.10%lowest, IBMQ

FundExpense ratioFee$10k

IBMQ0.10%$10

MMMA0.40%$40

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: IBMQ, MMMA

3.75%highest, MMMA

FundTrailing yieldYield$10k

MMMA3.75%$375

IBMQ2.50%$250

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$335most kept, MMMA

MMMA$375 − $40 = $335

IBMQ$250 − $10 = $240

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: IBMQ, MMMA

Today

[…]holdings […]

IBMQMMMA

IBMQ—[…]

MMMA[…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+2.3%IBMQ, at 1.6% volatility

IBMQWorst drop−1.8%1.6% vol

MMMAWorst drop[…][…]

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

MMMAIBMQ

+2.2%Year to date+1.5%

3.8%Yield2.5%

[…]Past year+2.3%

0.40%Fee0.10%

2–1MMMA wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026