Compare · 3 funds side by side · dividends reinvested

IBMQ, MMMA and SGOV

IBMQiShares×MMMANY Life Investments×SGOViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,091SGOV · best of the three

02 / 04

IBMQ, MMMA and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.3

NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.71%+3.5%[…][…][…][…][…]$60M1.7

iShares iBonds Dec 2028 Term Muni Bond ETFBonds & Cash · Municipal0.10%2.49%+1.6%+2.4%+3.9%+0.8%−1.8%1.5%$692M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IBMQ 2019 · MMMA 2025 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

iShares iBonds Dec 2028 Term Muni Bond ETF · $692M$10,422

IBMQ

MMMA

NYLI MacKay Muni Allocation ETF · $60M[…]

$10,000 five years ago, dividends reinvested

IBMQMeasureMMMA

+1.6%Year to dateJan 1 → Nov 9+3.5%

+2.4%1 yearTotal return[…]

+3.9%3 years · per year$10,000 became $11,206 · […][…]

+0.8%5 years · per year$10,000 became $10,422 · […][…]

0.10%Expense ratio$10 · $40 a year on $10k · lower is better0.40%

2.49%Trailing 12-mo yield$249 · $371 a year on $10k3.71%

−1.8%Worst dropSmaller is better[…]

1.5%VolatilityLower is calmer[…]

IBMQMMMA Winner of the row, in its colourEach row: the bigger of the two fills its side

1–2MMMA wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IBMQ vs MMMA: Top 5 Holdings

Today

IBMQ

[…]in top 5

MMMA

in top 50.3%

IBMQStockMMMA

not top 5CASH0.3%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

IBMQ vs MMMA Returns, Every Period

iSharesIBMQ

+2.4%

past year

MMMANY Life Investments

[…]

past year

IBMQMMMAFaded: behind in that period

0–1MMMA wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

IBMQ vs MMMA

YTD

iSharesIBMQ

+1.6%

MMMANY Life Investments

+3.5%

+1.6%Year to date+3.5%

−1.8%Worst drop · 1Y[…]

1.5%Volatility · 1Y[…]

2.5%Yield3.7%

$692MAssets$60.0M

2–0MMMA wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IBMQ, MMMA, SGOV

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

IBMQ0.10%$10

MMMA0.40%$40

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IBMQ, MMMA, SGOV

3.71%highest, MMMA

FundTrailing yieldYield$10k

MMMA3.71%$371

SGOV3.63%$363

IBMQ2.49%$249

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

MMMA$371 − $40 = $331

IBMQ$249 − $10 = $239

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IBMQ, MMMA, SGOV

Today

[…]holdings […]

IBMQMMMASGOV

IBMQ—[…][…]

MMMA[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

IBMQWorst drop−1.8%1.5% vol

MMMAWorst drop[…][…]

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

MMMASGOV

+3.5%Year to date+3.2%

3.7%Yield3.6%

[…]Past year+3.8%

0.40%Fee0.09%

2–1MMMA wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026