Compare · 3 funds side by side · dividends reinvested

IBTO, SPY and MUB

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,493SPY · best of the three

02 / 04

IBTO, SPY and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.1B1.9

iShares iBonds Dec 2033 Term Treasury ETFBonds & Cash · Treasuries0.07%4.24%−1.0%−0.8%+4.4%[…]−5.8%4.4%$520M2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IBTO 2023 · SPY 1993 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

iShares iBonds Dec 2033 Term Treasury ETF · $520M[…]

IBTO

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested

IBTOMeasureSPY

−1.0%Year to dateJan 1 → Nov 9+11.2%

−0.8%1 yearTotal return+13.5%

+4.4%3 years · per year$10,000 became $11,370 · $18,118+21.9%

[…]5 years · per year$10,000 became […] · $17,493+11.8%

0.07%Expense ratio$7 · $9 a year on $10k · lower is better0.09%

4.24%Trailing 12-mo yield$424 · $101 a year on $10k1.01%

−5.8%Worst dropSmaller is better−8.9%

4.4%VolatilityLower is calmer13.7%

IBTOSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3IBTO wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IBTO vs SPY: Top 5 Holdings

Today

IBTO

[…]in top 5

SPY

in top 527.8%

IBTOStockSPY

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

IBTO vs SPY Returns, Every Period

iSharesIBTO

−0.8%

past year

SPYSPDR

+13.5%

past year

IBTOSPYFaded: behind in that period

0–3SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

IBTO vs MUB

YTD

iSharesIBTO

−1.0%

MUBiShares

+0.7%

−1.0%Year to date+0.7%

−5.8%Worst drop · 1Y−6.3%

4.4%Volatility · 1Y3.7%

4.2%Yield3.3%

$520MAssets$55.1B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IBTO, SPY, MUB

Today

0.05%lowest, MUB

FundExpense ratioFee$10k

MUB0.05%$5

IBTO0.07%$7

SPY0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IBTO, SPY, MUB

4.24%highest, IBTO

FundTrailing yieldYield$10k

IBTO4.24%$424

MUB3.26%$326

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$417most kept, IBTO

IBTO$424 − $7 = $417

MUB$326 − $5 = $321

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IBTO, SPY, MUB

Today

[…]holdings […]

IBTOSPYMUB

IBTO—[…][…]

SPY[…]—[…]

MUB[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%SPY, at 13.7% volatility

MUBWorst drop−6.3%3.7% vol

IBTOWorst drop−5.8%4.4% vol

SPYWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IBTOSPY

−1.0%Year to date+11.2%

4.2%Yield1.0%

−0.8%Past year+13.5%

0.07%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026