Compare · 4 funds side by side · dividends reinvested

IBTO, SPY, SGOV and IVV

IBTOiShares×SPYSPDR×SGOViShares×IVViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,545IVV · best of the four

02 / 04

IBTO, SPY, SGOV and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$875B2.0

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B2.4

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.6

iShares iBonds Dec 2033 Term Treasury ETFBonds & Cash · Treasuries0.07%4.24%−1.0%−0.8%+4.4%[…]−5.8%4.4%$520M2.7

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IBTO 2023 · SPY 1993 · SGOV 2020 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

iShares iBonds Dec 2033 Term Treasury ETF · $520M[…]

IBTO

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested

IBTOMeasureSPY

−1.0%Year to dateJan 1 → Nov 9+11.2%

−0.8%1 yearTotal return+13.5%

+4.4%3 years · per year$10,000 became $11,370 · $18,118+21.9%

[…]5 years · per year$10,000 became […] · $17,493+11.8%

0.07%Expense ratio$7 · $9 a year on $10k · lower is better0.09%

4.24%Trailing 12-mo yield$424 · $101 a year on $10k1.01%

−5.8%Worst dropSmaller is better−8.9%

4.4%VolatilityLower is calmer13.7%

IBTOSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3IBTO wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IBTO vs SPY: Top 5 Holdings

Today

IBTO

[…]in top 5

SPY

in top 527.8%

IBTOStockSPY

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

IBTO vs SPY Returns, Every Period

iSharesIBTO

−0.8%

past year

SPYSPDR

+13.5%

past year

IBTOSPYFaded: behind in that period

0–3SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

IBTO vs SGOV

YTD

iSharesIBTO

−1.0%

SGOViShares

+3.2%

−1.0%Year to date+3.2%

−5.8%Worst drop · 1Y+0.0%

4.4%Volatility · 1Y0.2%

4.2%Yield3.6%

$520MAssets$116B

3–1SGOV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IBTO, SPY, SGOV, IVV

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

IBTO0.07%$7

SPY0.09%$9

SGOV0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IBTO, SPY, SGOV, IVV

4.24%highest, IBTO

FundTrailing yieldYield$10k

IBTO4.24%$424

SGOV3.63%$363

IVV1.11%$111

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$417most kept, IBTO

IBTO$424 − $7 = $417

SGOV$363 − $9 = $354

IVV$111 − $3 = $108

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IBTO, SPY, SGOV, IVV

Today

99.9%most shared, SPY and IVV

IBTOSPYSGOVIVV

IBTO—[…][…][…]

SPY[…]—[…]99.9%

SGOV[…][…]—[…]

IVV[…]99.9%[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.6%IVV, at 13.8% volatility

SGOVWorst drop0.0%0.2% vol

IBTOWorst drop−5.8%4.4% vol

SPYWorst drop−8.9%13.7% vol

IVVWorst drop−8.9%13.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IBTOIVV

−1.0%Year to date+11.3%

4.2%Yield1.1%

−0.8%Past year+13.6%

0.07%Fee0.03%

3–1IVV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026